{"id":1196,"date":"2019-12-26T20:25:49","date_gmt":"2019-12-26T11:25:49","guid":{"rendered":"http:\/\/aseanbizlab.com\/?p=1196"},"modified":"2021-02-11T22:33:07","modified_gmt":"2021-02-11T13:33:07","slug":"%ea%b5%ad%eb%82%b4%ec%9d%80%ed%96%89%ec%9d%98-%ec%95%84%ec%84%b8%ec%95%88-%eb%9f%ac%ec%8b%9c","status":"publish","type":"post","link":"https:\/\/whatevers.kr\/?p=1196","title":{"rendered":"\uad6d\ub0b4\uc740\ud589\uc758 \uc544\uc138\uc548 \ub7ec\uc2dc – \uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c\uc744 \uc911\uc2ec\uc73c\ub85c"},"content":{"rendered":"\n

\uc65c \uad6d\ub0b4\uc740\ud589\uc744 \uc544\uc138\uc548\uc5d0 \uc9c4\ucd9c\ud558\ub294\uac00?<\/h2>\n\n\n\n
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\u25b2\uad6d\ub0b4\uc740\ud589\uc758 \ub2f9\uae30\uc21c\uc774\uc775 \ubc0f ROA\u30fbROE \ucd94\uc774, \uae08\uc735\uac10\ub3c5\uc6d0 <\/figcaption><\/figure><\/div>\n\n\n\n

\ud55c\uad6d\uc758 \uc740\ud589\uc740 \uc218\uc775\uc131\uc774 \ub0ae\uc544\uc9c0\uace0 \uc788\ub2e4. \uc218\uc775\uc131 \uc9c0\ud45c \uc911 \ud558\ub098\uc778 ROE(\uc790\uae30\uc790\ubcf8\uc774\uc775\ub960)\ub97c \uae30\uc900\uc73c\ub85c \ud560 \ub54c, 2019\ub144 3\ubd84\uae30\uae4c\uc9c0\uc758 \uacbd\uc601\uc2e4\uc801\uc740 \uad6d\ub0b4 \uc740\ud589\uc758 \ud3c9\uade0 ROE\ub294 8.13%\uc774\ub2e4. \uc774\ub294 \uc791\ub144 \ub3d9\uae30\uac04\uacfc \ube44\uad50\ud558\uba74 0.5% \uc0c1\uc2b9\ud55c \uc218\uce58\ub2e4. \ub610 \ub2e4\ub978 \uc740\ud589\uc758 \uc218\uc775\ub960\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c \uc911 \ud558\ub098\uc778 ROA\ub97c \ubcf4\uc544\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc774\ub2e4. \uad6d\ub0b4 \uc740\ud589\uc758 ROA(\ucd1d\uc790\uc0b0\uc774\uc775\ub960) \ud3c9\uade0\uc740 0.62%(2019\ub144 3\ubd84\uae30 \ub204\uacc4)\ub85c 0.04% \ud558\ub77d\ud55c \uc218\uce58\uc774\ub2e4. \uc774\ub807\ub4ef 4\ubd84\uae30\uc5d0 \uc5c4\uccad\ub09c \uae08\uc735 \uc774\ubca4\ud2b8\uac00 \uc5c6\ub2e4\uba74 2016\ub144 \uc774\ud6c4 \uacc4\uc18d \uc0c1\uc2b9\uc138\uc600\ub358 \uad6d\ub0b4 \uc740\ud589\uc758 \uc218\uc775\uc131 \ud558\ub77d\uc740 \ubd88\uac00\ud53c\ud55c \uac83\uc774\ub2e4. \uac70\uae30\uc5d0 \ub354\ud574 \uad6d\ub0b4 \uc740\ud589\ub4e4\uc740 \ub0b4\ub144 \uc218\uc775\ub960 \ubaa9\ud45c\ub97c \uc62c\ud574\ubcf4\ub2e4 \ub354 \ubcf4\uc218\uc801\uc73c\ub85c \uc608\uce21\ud558\uc5ec \uc774\ub7ec\ud55c \ud604\uc0c1\uc774 \uc77c\uc2dc\uc801\uc73c\ub85c \uadf8\uce58\uc9c0 \uc54a\uc744 \uac83\uc774\ub780 \uc608\uc0c1\ub3c4 \ud30c\ub2e4\ud558\ub2e4.<\/p>\n\n\n\n

(\u203b ROE\uc640 ROA\ub294 \ub300\ud45c\uc801\uc778 \uc218\uc775\uc131 \uc9c0\ud45c\uc774\ub2e4. 
ROE: \uc790\uae30\uc790\ubcf8\uc774\uc775\ub960, \ud22c\uc785\ud55c \uc790\uae30\uc790\ubcf8\uc774 \uc5bc\ub9c8\ub9cc\ud07c\uc758 \uc774\uc775\uc744 \ub0c8\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c 
ROA: \ucd1d\uc790\uc0b0\uc774\uc775\ub960, \ucd1d \uc790\uc0b0 \ub300\ube44 \uc5bc\ub9c8\ub9cc\ud07c\uc758 \uc774\uc775\uc744 \ub0c8\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c)<\/p>\n\n\n\n

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\u25b2 \ub300\ub959\ubcc4 \uc138\uacc4 100\ub300 \uc740\ud589\uc758 2013~2017\ub144 \ud3c9\uade0 \uc218\uc775\uc131 \uc9c0\ud45c
\uad8c\ud765\uc9c4. (2018). \uad6d\ub0b4\uc740\ud589\uc758 \uc218\uc775\uc131\uc740 \uc801\uc815\ud55c\uac00?. \uc8fc\uac04\uae08\uc735\ube0c\ub9ac\ud504, 27(18), 3-10.<\/figcaption><\/figure><\/div>\n\n\n\n

\ud558\uc9c0\ub9cc \uad6d\ub0b4 \uc740\ud589\uc758 \uc218\uc775\ub960\uc774 \ub0ae\uc544\uc9c0\ub294 \uac83\uc774 \ubb38\uc81c\ub294 \uc544\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc6d0\ub798 \uad6d\ub0b4 \uc740\ud589\uc758 \uc218\uc775\ub960\uc740 \uad6d\uc81c\uc801\uc73c\ub85c \ube44\uad50\ud588\uc744 \ub54c \ub0ae\uc740 \uc218\uc900\uc774\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4. 2018\ub144 \uae08\uc735\uc5f0\uad6c\uc6d0\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 100\ub300 \uc740\ud589 \uc911 \uad6d\ub0b4 6\uac1c \uc740\ud589\uc758 2013~2017 \ud3c9\uade0 ROA\uc640 ROE\ub294 0.41%\uc640 5.75%\uc774\ub2e4. \uc774\ub294 \ud574\uc678 \ud3c9\uade0 ROA\uc640 ROE\uac00 0.76%, 10.29%\uc778 \uac83\uacfc \ube44\uad50\ud560 \ub54c \uac70\uc758 \uc808\ubc18\uc5d0 \ubc16\uc5d0 \ub418\uc9c0 \uc54a\ub294\ub2e4. \ubb3c\ub860 ROA\uc640 ROE\uac00 \uc808\ub300\uc801\uc778 \uc9c0\ud45c\ub294 \uc544\ub2c8\uc9c0\ub9cc, \ud55c\uad6d \uc2dc\uc911 \uc740\ud589\uc758 \ub0ae\uc740 \uc218\uc775\ub960 \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \ub0ae\uc740 \uc218\uc775\ub960\uacfc \ubd80\uc815\uc801\uc778 \uc804\ub9dd\uc5d0 \ub300\ud55c \uc6d0\uc778 \ubd84\uc11d\uc740 \ub2e4\uc591\ud558\uc9c0\ub9cc, \ubaa8\ub450\uac00 \ud55c \ubaa9\uc18c\ub9ac\ub85c \ud574\uacb0\ucc45 \uc911 \ud558\ub098\ub77c\uace0 \uc774\uc57c\uae30\ud558\ub294 \uac83\uc774 \uc788\ub2e4. \ubc14\ub85c \uad6d\ub0b4 \uc740\ud589\uc758 \ud574\uc678 \uc9c4\ucd9c\uc774\ub2e4. \ud2b9\ud788 \ud574\uc678 \uc9c4\ucd9c\uc758 \ub300\uc0c1\uc774 \ub418\ub294 \uc9c0\uc5ed\uc774 \uc544\uc138\uc548\uc774\ub2e4. \uc65c \ud55c\uad6d\uc758 \uc740\ud589\uc740 \uc544\uc138\uc548\uc73c\ub85c \uc9c4\ucd9c\ud560\uae4c?<\/p>\n\n\n\n

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\u25b2 \uad6d\ub0b4\uc740\ud589 \uc544\uc138\uc548 \uc9c0\uc5ed \uc810\ud3ec \uc218 \ubc0f \ube44\uc911 \ud604\ud669
\ucd9c\ucc98, \ubc15\uad00\ud6c8, \u2018\uad6d\ub0b4 \uc740\ud589 \ud574\uc678\uc810\ud3ec 40%\uac00 \ub3d9\ub0a8\uc544\uad6d\uac00…\uc2e0\ub0a8\ubc29\uc815\ucc45\uc73c\ub85c \ud604\uc9c0 \uc9c4\ucd9c \ud0c4\ub825\u2019, \uc18c\ube44\uc790\uac00 \ub9cc\ub4dc\ub294 \uc2e0\ubb38<\/figcaption><\/figure><\/div>\n\n\n\n

\ud55c\uad6d\uc758 \uc740\ud589\uc740 \ub0ae\uc740 \uc218\uc775\uc131\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc544\uc138\uc548\uc73c\ub85c \uc9c4\ucd9c\ud574\uc654\ub2e4. \uc774\ub294 \uc0ac\uc2e4 \uc0c8\ub85c\uc6b4 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc 2019\ub144\uc740 \uad6d\ub0b4 \uc740\ud589\ub4e4\uc774 \uc544\uc138\uc548\uc73c\ub85c \ub300\uac70 \uc9c4\ucd9c\ud55c \ud574\uc600\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \ud55c\uad6d\uc758 \uc740\ud589\uc774 \uc544\uc138\uc548 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\ub294 \uc774\uc720\ub294 \ubcf4\ud1b5\uc758 \uc0b0\uc5c5\ub4e4\uc774 \uc544\uc138\uc548\uc5d0 \uc9c4\ucd9c\ud558\ub294 \uc774\uc720\uc640 \ub3d9\uc77c\ud558\ub2e4. \ub9ce\uc740 \uc778\uad6c\uc640 \uccad\ub144\uce35 \uc704\uc8fc\uc758 \uc778\uad6c\uad6c\uc870, \ub192\uc740 \uacbd\uc81c\uc131\uc7a5\ub960 \ub4f1 \ub2e4\ub978 \uc544\ube44\ub7a9\uc758 \uae00\uc5d0\uc11c\ub3c4 \ub2e4\ub8ec \uac83\ub4e4\uacfc \ub3d9\uc77c\ud558\ub2e4. \ud558\uc9c0\ub9cc \uc740\ud589\uc5c5\uc758 \uacbd\uc6b0 \uc544\uc138\uc548 \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uc788\uc5b4 \ub192\uc740 \uc218\uc775\ub960\uc774\ub77c\ub294 \uc9c0\ud45c\uac00 \ucd94\uac00\ub41c\ub2e4. \uc544\uc138\uc548 \uc9c0\uc5ed\uc758 ROA\ub294 \ud55c\uad6d\uc758 ROA\ubcf4\ub2e4 \ub192\ub2e4. \ud55c\uad6d \uae30\uc5c5\uc774 \ud65c\ubc1c\ud788 \uc9c4\ucd9c\ud558\ub294 \ubca0\ud2b8\ub0a8, \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uacbd\uc6b0 \uac01\uac01 2.05%, 1.37%\ub85c \uad6d\ub0b4 \uc740\ud589\uc758 ROA 0.56%\ubcf4\ub2e4 \ud6e8\uc52c \ub192\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \ub192\uc740 \uc218\uc775\ub960\uc774 \ubcf4\uc7a5\ub41c \uac83\uacfc \ub3d9\uc2dc\uc5d0 \uc544\uc138\uc548 \uc2dc\uc7a5\uc5d0\ub294 \uc740\ud589\uc5c5\uc5d0 \uc788\uc5b4 \ucee4\ub2e4\ub780 \uc704\ud5d8\ub3c4 \uc874\uc7ac\ud55c\ub2e4. <\/p>\n\n\n\n

\uc544\uc138\uc548\uc740 \uc740\ud589\uc744 \uc798 \uc774\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4. <\/h2>\n\n\n\n

\uc774\uc804\uc5d0 \uc544\ube44\ub7a9\uc758 \ub2e4\ub978 \uae00\uc5d0\uc11c \ub2e4\ub918\ub4ef \uc544\uc138\uc548\uc740 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc774 \ubc1c\ub2ec\ud558\uc5ec \uc788\ub2e4. (\u2018\ube14\ub85d\uccb4\uc778\uc740 \ube44\uc2f8\uc9c0\ub9cc \uc800\ub834\ud558\uba70 \ub290\ub9ac\uc9c0\ub9cc \ube60\ub974\ub2e4\u2019 \ucc38\uace0, http:\/\/aseanbizlab.com\/?p=314<\/a>) \uc2e4\uc81c \uc740\ud589 \uacc4\uc88c\ub97c \uac00\uc9c4 \uc0ac\ub78c\uc740 \uc801\uc9c0\ub9cc \ud540\ud14c\ud06c\ub97c \uc774\uc6a9\ud574 \uae08\uc735\uc11c\ube44\uc2a4\ub97c \ubc1b\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub2e4 \ubcf4\ub2c8 \uc2e0\uc6a9 \uc815\ubcf4 \uccb4\uacc4\uac00 \uc81c\ub300\ub85c \ub9c8\ub828\ub418\uc5b4 \uc788\uc9c0 \ubabb\ud558\uace0 \uc2e0\uc6a9 \ub300\ucd9c \ub4f1 \uc2e0\uc6a9\uc744 \ud1b5\ud55c \uc11c\ube44\uc2a4\ub294 \uac70\uc758 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\ub294\ub2e4. \ud55c\uad6d\uc774 \uc2e0\uc6a9\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \uc11c\ube44\uc2a4\uac00 \ubc1c\ub2ec\ud558\uc5ec \uc788\ub294 \uac83\uacfc\ub294 \ub2e4\ub978 \uc0c1\ud669\uc774\ub2e4. \uc774\ub294 \uc27d\uac8c \ub9d0\ud574 \uae08\uc735 \uc778\ud504\ub77c\uac00 \uad6c\ucd95\ub418\uc9c0 \uc54a\uc558\uc73c\uba70 \uc804\ud1b5\uc801\uc778 \uc758\ubbf8\uc758 \uc740\ud589\uc5c5\uc774 \ubc1c\ub2ec\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc758\ubbf8\uc774\ub2e4.<\/p>\n\n\n\n

\nhttp:\/\/aseanbizlab.com\/?p=314\n<\/div><\/figure>\n\n\n\n

\ub610\ud55c \ubd88\uba85\ud655\ud55c \uc81c\ub3c4 \ub610\ud55c \ubb38\uc81c\uc774\ub2e4. \uc544\uc9c1 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ubc1c\ub2ec\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \ub9d0\uc740 \uc81c\ub3c4\uac00 \uc5b8\uc81c \uc5b4\ub5bb\uac8c \ubc14\ub014\uc9c0 \uc608\uce21\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \ub9d0\uacfc \ub3d9\uc77c\ud558\ub2e4. \uac70\uae30\uc5d0 \ub354\ud574 \ud604\uc9c0 \uc815\ubd80\uac00 \uc678\uad6d \uc790\ubcf8\uc758 \uce68\uc2dd\uc744 \ub450\ub824\uc6cc\ud574 \uc774\ub97c \uc81c\ud55c\ud560 \uc704\ud5d8\uc774 \uc788\ub2e4. \uc774\ub7ec\ud55c \ubd88\ud655\uc2e4\ud558\uace0 \ubd88\uba85\ud655\ud55c \uc81c\ub3c4\uac00 \uad6d\ub0b4 \uc740\ud589\uc758 \uc544\uc138\uc548 \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uac00\uc7a5 \ud070 \uc704\ud5d8\uc774\uba70, \ub3d9\uc2dc\uc5d0 \uad00\ub9ac\ud558\uae30 \uc5b4\ub824\uc6b4 \uc704\ud5d8\uc774\ub2e4.<\/p>\n\n\n\n

\uc774\uc5d0 \ub354\ud574 \uc77c\ubcf8\uc774\ub77c\ub294 \uac15\ub825\ud55c \uacbd\uc7c1\uc790\ub3c4 \uc874\uc7ac\ud55c\ub2e4. \uc77c\ubcf8\uc740 \ud55c\uad6d\ubcf4\ub2e4 \uba3c\uc800 \uc544\uc138\uc548 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uc5ec \uc790\ub9ac \uc7a1\uc558\uace0, \ub514\uc9c0\ud138 \uae30\uc220\uc744 \ubc14\ud0d5\uc73c\ub85c \uc9c4\ucd9c\ud558\uace0 \uc788\ub294 \ud55c\uad6d\uc758 \uc740\ud589\uacfc \uacbd\uc7c1\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788 \ud55c\uad6d\uc758 \uc9c4\ucd9c\uc774 \ubcf8\uaca9\ud654\ub41c 2019\ub144\uc5d0\ub294 \uc77c\ubcf8\uc758 3\ub300 \uc740\ud589(MUFG, \ubbf8\uc988\ud638, SMFG) \ub610\ud55c \ub9ce\uc740 \ud22c\uc790\ub97c \ud558\uba74\uc11c \uacbd\uc7c1\uc774 \ub354\uc6b1 \uce58\uc5f4\ud574\uc9c0\ub294 \uc591\uc0c1\uc774\ub2e4.<\/p>\n\n\n\n

\ud55c\uad6d\uc758 \uc544\uc138\uc548 \uae08\uc735 \uc9c4\ucd9c \uc804\ub7b5<\/h2>\n\n\n\n

\uc704\uc5d0\uc11c \uc0b4\ud3b4\ubcf8 \uac83\uacfc \uac19\uc740 \uc704\ud5d8\uc5d0\ub3c4 \ud55c\uad6d\uc758 \uc740\ud589\ub4e4\uc740 \uc544\uc138\uc548\uc5d0 \ub9e4\uc6b0 \uc548\uc815\uc801\uc73c\ub85c \uc790\ub9ac \uc7a1\uc544\uac00\uace0 \uc788\ub2e4. \uc774 \ubc30\uacbd\uc5d0\ub294 \ud604\uc9c0\ud654 \uc804\ub7b5\uc774 \uc788\ub2e4. \uad6d\ub0b4 \uc740\ud589\uc758 \uc544\uc138\uc548 \ud604\uc9c0\ud654 \uc804\ub7b5\uc740 \uadf8 \ud615\ud0dc\ub294 \ub2e4\uc591\ud558\uc9c0\ub9cc, \uae30\ubcf8\uc801\uc73c\ub85c \ud06c\uac8c 2\uac00\uc9c0\ub85c \ub098\ub25c\ub2e4.<\/p>\n\n\n\n

\uccab \ubc88\uc9f8\ub294 \ud604\uc9c0\ubc95\uc778 \ud615\ud0dc\uc758 \uc18c\ub9e4\uae08\uc735 \ud2b9\ud654\uc640 \uc5c5\uc885 \ub2e4\uc591\ud654\ub2e4. \ud55c\uad6d\uc758 \uc740\ud589\uc740 \uc9c0\uc810\uc744 \ubc14\ud0d5\uc73c\ub85c \ud55c \uc601\uc5c5\uc5d0 \ub2a5\ud558\ub2e4. \uc18c\ub9e4\uae08\uc735 \ud2b9\ud654 \ubc29\uc2dd\uc740 \uc774\ub97c \uc774\uc6a9\ud55c \uac83\uc73c\ub85c \uc989, \uad6d\ub0b4\uc5d0\uc11c \uc798\ud558\ub358 \uac83\uc744 \uc544\uc138\uc548\uc5d0\uc11c\ub3c4 \ub3d9\uc77c\ud558\uac8c \ud558\ub294 \uac83\uc774\ub2e4. \ubb3c\ub860 \uadf8\ub300\ub85c \ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \uad6d\ub0b4\uc758 \uacbd\uc6b0 \uc2e0\uc6a9 \uc815\ubcf4 \uccb4\uacc4\uac00 \uc798 \ub9c8\ub828\ub418\uc5b4 \uc788\uc5b4 \uc2e0\uc6a9\uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \uc11c\ube44\uc2a4\uac00 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc544\uc138\uc548\uc740 \uc2e0\uc6a9 \uc815\ubcf4\uac00 \uc5c6\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc18c\ud615 \uc9c0\uc810\uc744 \ub2e4\uc218 \uc124\uce58\ud558\uc5ec \uace0\uac1d\uacfc\uc758 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud655\ubcf4\ud574 \uc2e0\uc6a9\uc815\ubcf4\ub97c \ubaa8\uc73c\uace0 \uc788\ub2e4. \uc774\ub807\uac8c \ubaa8\uc778 \ub124\ud2b8\uc6cc\ud06c\uc640 \uc2e0\uc6a9\uc815\ubcf4\ub97c \uae30\ubc18\uc73c\ub85c \ub2e4\ub978 \uc5c5\uc885\uc758 \uacc4\uc5f4\uc0ac\uc640 \ud568\uaed8 \uc9c4\ucd9c\ud558\uc5ec \uc2dc\ub108\uc9c0\ub97c \ub0b8\ub2e4. \uc8fc\ub85c \uce74\ub4dc\ub098 \uc99d\uad8c, \ubcf4\ud5d8\uc0ac\uac00 \ud568\uaed8 \uc9c4\ucd9c\ud558\uc5ec \uc740\ud589\uc740 \uae08\uc735 \uc11c\ube44\uc2a4 \uc778\ud504\ub77c\ub97c \uc81c\uacf5\ud558\ub294 \uc5ed\ud560\uc744 \ud558\uba70 \uc2dc\ub108\uc9c0 \ud6a8\uacfc\ub97c \ub0b4\uac8c \ub41c\ub2e4.<\/p>\n\n\n\n

\ub450 \ubc88\uc9f8\ub294 M&A\ub97c \ud1b5\ud55c \uc9c4\ucd9c\uc774\ub2e4. \uc2e4\uc81c \ub9ce\uc740 \uc740\ud589\uc774 \uc0ac\uc6a9\ud558\ub294 \ubc29\ubc95\uc73c\ub85c \ud604\uc9c0\uc758 \uc740\ud589\uc744 \uc778\uc218\ud558\uc5ec \ud574\ub2f9 \uc740\ud589\uc774 \uac00\uc9c0\uace0 \uc788\ub358 \uace0\uac1d\uc744 \ud761\uc218\ud558\uace0, \ubcf8\ub798 \ud604\uc9c0 \uad6d\ub0b4\uae30\uc5c5, \uc8fc\uc7ac\uc6d0, \uad50\ubbfc \ub300\uc0c1 \uc911\uc2ec\uc758 \uc601\uc5c5 \ubc94\uc704\ub97c \ud655\ub300\ud558\ub294 \uac83\uc774\ub2e4. \ub610\ud55c \uc774\ub97c \ud1b5\ud574 \ud604\uc9c0 \uc0ac\uc815\uc744 \uc798 \uc544\ub294 \uc9c1\uc6d0\ub3c4 \ud655\ubcf4\ud560 \uc218 \uc788\uc5b4 \ud604\uc9c0\ud654\uc5d0 \ub354\uc6b1 \uc720\ub9ac\ud558\ub2e4. \ubb3c\ub860 \uc774 \uacfc\uc815\uc5d0 \uad6d\ub0b4 \uc740\ud589 \uac04 \uacbd\uc7c1\uc774 \uc2ec\ud654\ud558\uc5ec \ubd80\uc815\uc801\uc778 \uacb0\uacfc\uac00 \ub098\uc654\ub2e4\ub294 \uc774\uc57c\uae30\ub3c4 \uc874\uc7ac\ud558\uc9c0\ub9cc, M&A\ub97c \uc774\uc6a9\ud55c \ud604\uc9c0 \uc9c4\ucd9c\uc740 \uc9c4\uc815\ud55c \uc758\ubbf8\uc758 \ud604\uc9c0\ud654\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uace0 \ud560 \uc218 \uc788\ub2e4. <\/p>\n\n\n\n

\uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c<\/h2>\n\n\n\n

\uad6d\ub0b4\uc740\ud589\uc758 \uc544\uc138\uc548 \uc9c4\ucd9c\uc0ac\ub840 \uac00\uc6b4\ub370\uc5d0\uc11c\ub3c4 \uc704 2\uac00\uc9c0 \uc804\ub7b5\uc744 \ubaa8\ub450 \uc798 \ubcf4\uc5ec\uc8fc\ub294 \uc0ac\ub840\uac00 \ubc14\ub85c \uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c\uc0ac\ub840\uc774\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c\uc740 \ud06c\uac8c 2\ub2e8\uacc4\ub85c \uc774\ub8e8\uc5b4\uc84c\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc740 \ud604\uc7ac \uce84\ubcf4\ub514\uc544\uc5d0\uc11c \uc804\uad6d\uc5d0 126\uac1c \uc810\ud3ec\ub97c \uad6c\ucd95\ud588\uace0, \uc18c\uc561 \ub300\ucd9c \uc2dc\uc7a5\uc744 \ube44\ub86f\ud574 \ud559\uc790\uae08 \ub300\ucd9c, \uacf5\ubb34\uc6d0 \ud2b9\ud654\uc0c1\ud488, \uace0\uac1d \ub9de\ucda4\ud615 \uae08\uc735\uc0c1\ud488 \ub4f1\uc744 \uc11c\ube44\uc2a4\ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

\"\"<\/figure><\/div>
\"\"<\/figure><\/div><\/div><\/div><\/div>\n\n\n\n

\u25b2 WFC \ud504\ub188\ud39c \ud5e4\ub4dc\ucffc\ud130 \uc804\uacbd\/ WB \ud504\ub188\ud39c \uc9c0\uc810 \uc804\uacbd <\/p>\n\n\n\n

\uba3c\uc800 \uc6b0\ub9ac\uc740\ud589\uc740 \ucc98\uc74c \uc9c4\ucd9c \ub2f9\uc2dc \uc18c\uc561\ub300\ucd9c\ud68c\uc0ac \u2018\ub9d0\ub9ac\uc2a4(Malis)\u2019\ub97c \uc778\uc218\ud558\uc5ec \uc6b0\ub9ac\ud30c\uc774\ub0b8\uc2a4\uce84\ubcf4\ub514\uc544(\uc774\ud6c4 WFC)\ub97c \uc124\ub9bd\ud558\uc600\ub2e4. WFC\ub294 \uce84\ubcf4\ub514\uc544\uc758 \uc218\ub3c4 \ud504\ub188\ud39c\uc5d0 \uc8fc\ub85c \uc601\uc5c5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc774\uc6a9\ud574 \uc18c\uc561 \ub300\ucd9c\uc744 \uc8fc\ub85c \ud574\uc654\ub2e4. WFC\ub294 \uc18c\uaddc\ubaa8 \uc18c\uc561 \ub300\ucd9c \ud68c\uc0ac\ub85c 2014\ub144 \uc6b0\ub9ac\uc740\ud589\uc774 \uc778\uc218\ud560 \ub2f9\uc2dc\uc5d0\ub294 \uc791\uc740 \ud68c\uc0ac\uc600\uc73c\ub098 \uc774\ud6c4 WFC\ub294 \uc131\uc7a5\ud558\uc5ec \uc790\uc2e0 \uae30\uc900 \ud574\ub2f9 \ubd84\uc57c 4\uc704 \uae30\uc5c5\uc73c\ub85c \uc131\uc7a5\ud558\uc600\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc740 WFC\ub97c \uc774\uc6a9\ud558\uba74\uc11c \ud604\uc9c0\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uad6c\ucd95\ud588\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc6b0\ub9ac\uc740\ud589\uc740 \ud604\uc9c0 \uae08\uc735\uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \ucda9\ubd84\ud788 \uc5bb\uc744 \uc218 \uc788\uc5c8\uace0, \uc774\ud6c4 WB \ud30c\uc774\ub0b8\uc2a4 \uc778\uc218 \ubc0f \uc911\uc7a5\uae30 \ube44\uc804\uc744 \uc138\uc6b8 \uc218 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n

\ub2e4\uc74c\uc73c\ub85c \uc6b0\ub9ac\uc740\ud589\uc740 \uce84\ubcf4\ub514\uc544 \uc804\uc5ed\uc5d0 \uc601\uc5c5\ub9dd\uc744 \uac00\uc9c0\uace0 \uc788\ub294 \u2018\ube44\uc804\ud380\ub4dc \uce84\ubcf4\ub514\uc544\u2019\ub97c 2017\ub144\uc5d0 \uc778\uc218\ud558\uc5ec WB \ud30c\uc774\ub0b8\uc2a4\ub97c \ub9cc\ub4e4\uc5c8\ub2e4. WFC \uc6b4\uc601\uc744 \ud1b5\ud574 \uc5bb\uc740 \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ub300\uaddc\ubaa8 \uc0c1\uc5c5\uc740\ud589\uc774 \uc544\ub2cc \uc800\ucd95\uc740\ud589\uc744 \uba3c\uc800 \uc778\uc218\ud55c \uac83\uc778\ub370, \uc774\ub294 \uce84\ubcf4\ub514\uc544\uac00 \uc544\uc9c1 \ub300\uae30\uc5c5\uc740 \uc5c6\uc73c\ubbc0\ub85c \ub300\uaddc\ubaa8 \ub300\ucd9c\uc744 \ucde8\uae09\ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \uc804\uad6d\uc801\uc778 \ub9ac\ud14c\uc77c \ub9dd\uc744 \uac00\uc9c4 \uc800\ucd95\uc740\ud589\uc744 \uc778\uc218\ud558\ub294 \uac83\uc774 \ub354 \uc804\ub9dd\uc774 \ubc1d\ub2e4\ub294 \ubd84\uc11d\uc5d0 \uc758\ud55c \uac83\uc774\ub2e4. \ud2b9\ud788 \uc774 \uacfc\uc815\uc5d0\uc11c \ud604\uc9c0 \uc9c1\uc6d0\uc744 \ubaa8\ub450 \uadf8\ub300\ub85c \uace0\uc6a9 \uc2b9\uacc4\ud558\uc5ec \ud654\uc81c\uac00 \ub418\uc5c8\ub2e4. \uc774\ub294 WB \ud30c\uc774\ub0b8\uc2a4\uac00 \ucd94\uad6c\ud558\ub294 \uac83\uc774 \ub2e8\uc21c\ud788 \uce84\ubcf4\ub514\uc544 \uc2dc\uc7a5\uc744 \ud1b5\ud55c \ub2e8\uae30\uc801\uc778 \ud22c\uc790\uc774\uc775\uc5d0 \ud55c\uc815\ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc900\ub2e4. \uc2e4\uc81c\ub85c \uae40\ucc3d\uc5f0 WB \ud30c\uc774\ub0b8\uc2a4 \ubd80\ubc95\uc778\uc7a5\uc5d0 \ub530\ub974\uba74 \uc6b0\ub9ac\uc740\ud589\uc740 WFC\uc640 WB \ud30c\uc774\ub0b8\uc2a4\ub97c \ud569\ubcd1\ud558\uc5ec \uc2dc\ub108\uc9c0 \ud6a8\uacfc\ub97c \ub0b4\uc5b4 \uc800\ucd95\uc740\ud589 1\uc704\ub85c \ubc1c\ub3cb\uc6c0\ud558\uc5ec 2021\ub144\uc5d0\ub294 \uc0c1\uc5c5\uc740\ud589\uc73c\ub85c \uc804\ud658\ud558\ub294 \uacc4\ud68d\uc744 \ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

\uc774\ub7ec\ud55c \uacfc\uc815\uc5d0\uc11c \uc6b0\ub9ac\uc740\ud589\uc740 \uc9c0\uc810\uc5d0\uc11c \uace0\uac1d\uc744 \ub9de\uc774\ud558\ub294 \ubc29\uc2dd\uc758 \uc601\uc5c5\uc744 \ub118\uc5b4 \u2018\ud06c\ub798\ub527 \uc624\ud53c\uc11c\u2019\ub77c\ub294 \ub300\ucd9c \uc804\ub2f4 \uc9c1\uc6d0\uc744 \ub450\ub294 \ud604\uc9c0 \ubc29\uc2dd\uc744 \ubc1b\uc544\ub4e4\uc774\uace0 \uc774\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uae30 \uc704\ud574 \ud55c\uad6d\uc758 \uac15\uc810\uc778 IT\uae30\uc220\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\uc600\ub2e4. \ub610\ud55c IT\uae30\uc220 \ud65c\uc6a9\uc744 \ud1b5\ud574 \uc544\uc9c1\uc740 \ud65c\ubc1c\ud558\uc9c0 \uc54a\uc740 \uce84\ubcf4\ub514\uc544\uc758 \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc2dc\uc7a5\ub3c4 \uba3c\uc800 \uc120\uc810\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc744 \ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

\ucd94\uac00\ub85c \uc6b0\ub9ac\uc740\ud589\uc740 2014\ub144\ubd80\ud130\uc758 \uc601\uc5c5\uc744 \ud1b5\ud55c \ud604\uc9c0 \uc815\ubcf4\uc640 WB \ud30c\uc774\ub0b8\uc2a4\uc758 \uc778\uc218\ub85c \ud655\ubcf4\ud55c \ud604\uc9c0 \uc778\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ud604\uc9c0 \ub9de\ucda4 \ub300\ucd9c \uc0c1\ud488\uc744 \ub0b4\ub193\uc558\ub2e4. \uadf8\ub7a9 \uc6b4\uc804\uc790\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \uc800\uae08\ub9ac \uc0c1\ud488, \uacf5\ubb34\uc6d0 \ud2b9\ud654 \uc0c1\ud488 \ub4f1 \ud604\uc9c0 \ub9de\ucda4 \ub300\ucd9c \uc0c1\ud488 \uc678\uc5d0\ub3c4 \ud604\uc9c0 1\uc704 \uc804\uc790\uc9c0\uac11 \uc5c5\uccb4\uc640 \uc81c\ud734\ud558\ub294 \ub4f1 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\ub97c \ub9cc\ub4e4\uc5b4 \ub0b4\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

AseanBizLab Insight <\/h2>\n\n\n\n

\ucd5c\uadfc\uc5d0 \uc544\uc138\uc548 \uc9c0\uc5ed\uc5d0 \uc608\uae08\uacc4\uc88c\ub97c \ub9cc\ub4e4\ub7ec \uac00\ub294 \uc5ec\ud589\uc0c1\ud488\uc774 \uc0dd\uacbc\ub2e4. \uad6d\ub0b4 \uc774\uc790\uc728\uc774 1%\ub300\uc778 \uac83\uc5d0 \ube44\ud574 \uc544\uc138\uc548 \uc9c0\uc5ed\uc740 5%\ub300\uc774\uae30 \ub54c\ubb38\uc5d0 \uc774\ub7f0 \uc0c1\ud488\uc774 \ubc1c\uc0dd\ud55c\ub2e4\uace0 \ud55c\ub2e4. \uc774\ub807\ub4ef \uc6b0\ub9ac\uac00 \uc54c\uac8c \ubaa8\ub974\uac8c \uc544\uc138\uc548\uc5d0 \ud22c\uc790\ud560 \uae30\ud68c\uac00 \uc774\ubbf8 \uac00\uae4c\uc774\uc5d0 \uc788\ub2e4.
<\/p>\n\n\n\n

\uc55e\uc11c \uc0b4\ud3b4\ubcf4\uc558\ub4ef \ud55c\uad6d\uc758 \uc740\ud589\ub4e4\uc5d0\uac8c \ud574\uc678 \uc9c4\ucd9c\uc740 \ud544\uc218\uc801\uc774\ub2e4. \ubb3c\ub860 \uad6d\ub0b4\uc2dc\uc7a5\uc774 \uc7a0\uc7ac\ub825\uc774 \uc5c6\ub2e4\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc \ubd84\uba85 \uadf8 \uc218\uc775\ub960\uc774 \ub0ae\ub2e4\ub294 \uac83\uc774 \uc0ac\uc2e4\uc774\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc544\uc9c1 \uc131\uc7a5 \uac00\ub2a5\uc131\uc774 \ubb34\uad81\ubb34\uc9c4\ud558\uace0, \uc18d\ub3c4 \ube60\ub978 \uc544\uc138\uc548\uc5d0 \uae08\uc735\uc5c5\uc774 \uc9c4\ucd9c\ud558\ub294 \uac83\uc740 \ub178\ub3d9\ub825\uc744 \ubc14\ud0d5\uc73c\ub85c \ud558\ub294 \uc81c\uc870\uc5c5\uc774 \uc9c4\ucd9c\ud558\ub294 \uac83\ub9cc\ud07c \ub2f9\uc5f0\ud558\ub2e4. \ud2b9\ud788 \uc704\uc5d0\uc11c \uc0b4\ud3b4\ubcf8 \uc6b0\ub9ac\uc740\ud589\uc758 \uc0ac\ub840\uc640 \uac19\uc774 \ubaa8\ubc94\uc801\uc778 \ud604\uc9c0\ud654 \uc0ac\ub840\uac00 \ub9ce\uace0 \uc2e4\uc81c \uc544\uc138\uc548 \uc2dc\uc7a5\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc775\uc774 \uad6d\ub0b4 \uc740\ud589\uc758 \ud574\uc678 \uc9c1\uc811 \ud22c\uc790\uc774\uc775 \uc911 30%\ub97c \ub118\ub294\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8 \uc788\ub2e4. \uac70\uae30\uc5d0 \ub354\ud574 \uc5ec\uc804\ud788 \uadf8 \uc774\uc775\uc774 \ub9ce\uc774 \ub298\uc5b4\ub0a0 \uac83\uc774\ub77c\ub294 \uc810\uc740 \ub354\uc6b1\ub354 \uace0\ubb34\uc801\uc774\ub2e4.
\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uad6d\ub0b4\uc740\ud589\uc758 \uc544\uc138\uc548 \uc9c4\ucd9c\uc740 \ubbfc\uad00\uc774 \ud569\uccd0\uc9c4\ub2e4\uba74 \ub354\uc6b1 \ud070 \uc2dc\ub108\uc9c0\ub97c \ubc1c\uc0dd\uc2dc\ud0ac \uac83\uc774\ub2e4. \ud604 \uc815\ubd80\uc758 \uc2e0\ub0a8\ubc29\uc815\ucc45\uc774 \uc131\uacf5\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4\ub2e4\uba74, \uae08\uc735\uc5c5\uc758 \uac00\uc7a5 \ud070 \uc704\ud5d8\uc778 \uc81c\ub3c4\uc801 \uc704\ud5d8\uc744 \uc815\ubd80\uac00 \ub098\uc11c\uc11c \uc678\uad50\uc758 \ud798\uc73c\ub85c \ud574\uacb0\ud574 \uc904 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uae30\uc5c5\uc758 \uc218\uc900\uc73c\ub85c\ub294 \uad00\ub9ac\ud560 \uc218 \uc5c6\ub294 \uc704\ud5d8\uc744 \uc815\ubd80\uac00 \ub098\uc11c\uc11c \uc678\uad50\uc758 \ud798\uc73c\ub85c \ud574\uacb0\ud558\uc5ec \uc548\uc815\uc801\uc778 \ud658\uacbd\uc744 \uac16\ucd94\uac8c \ub41c\ub2e4\uba74, \uc6b0\ub9ac\ub294 \uacbd\uc7c1\uc790\uc778 \uc77c\ubcf8\ubcf4\ub2e4 \ud6e8\uc52c \uc720\ub9ac\ud55c \uc785\uc7a5\uc5d0 \ub193\uc77c \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc774\ub97c \uc704\ud55c \uc9c0\uc18d\uc801\uc778 \uad00\uc2ec\uacfc \ub178\ub825\uc774 \ud544\uc694\ud558\ub2e4.<\/p>\n\n\n\n

\ucc38\uace0\uc790\ub8cc<\/h3>\n\n\n\n

\uad8c\ud765\uc9c4. (2018). \uad6d\ub0b4\uc740\ud589\uc758 \uc218\uc775\uc131\uc740 \uc801\uc815\ud55c\uac00?. \uc8fc\uac04\uae08\uc735\ube0c\ub9ac\ud504, 27(18), 3-10.
\ud55c\uad6d\uae08\uc735\uc5f0\uad6c\uc6d0 \uc11c\ubcd1\ud638, \uc6b0\ub9ac \uae08\uc735\uad8c\uc758 \uc2e0\ub0a8\ubc29 \uc9c4\ucd9c \ud604\ud669\uacfc \uc2dc\uc0ac\uc810, \uc2e0\ub0a8\ubc29\ud2b9\uc704 \uae08\uc735\uad8c\uac04\ub2f4\ud68c \ubc1c\ud45c\uc790\ub8cc
\ube14\ub85d\uccb4\uc778\uc740 \ube44\uc2f8\uc9c0\ub9cc \uc800\ub834\ud558\uba70 \ub290\ub9ac\uc9c0\ub9cc \ube60\ub974\ub2e4, \uc544\uc138\uc548\ube44\uc988\ub2c8\uc2a4\ub7a9
\uc740\ud589 \uc21c\uc774\uc775 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \uc774\ud6c4 \ucd5c\ub300\uc9c0\ub9cc\u2026\ud574\uc678 \uc740\ud589 \ube44\uad50\ud558\uba74 \uc218\uc775\uc131 \uc808\ubc18 \uc218\uc900, \ud55c\uad6d\uacbd\uc81c\uc2e0\ubb38
https:\/\/www.hankyung.com\/economy\/article\/201811145776i<\/a>
“ROE \ubaa9\ud45c\uce58 \ub0ae\uac8c \ub354 \ub0ae\uac8c”… \uc2dc\uc911\uc740\ud589 \ub0b4\ub144 \uacbd\uc601\ubaa9\ud45c \ubcf4\uc218\uc801 \ucc45\uc815, \uc870\uc120\uc77c\ubcf4https:\/\/biz.chosun.com\/site\/data\/html_dir\/2019\/11\/05\/2019110502383.html<\/a>
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http:\/\/www.consumernews.co.kr\/?mod=news&act=articleView&idxno=531872<\/a>
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http:\/\/magazine.hankyung.com\/business\/apps\/news?popup=0&nid=01&c1=1001&nkey=2018090301188000051&mode=sub_view<\/a>
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http:\/\/magazine.hankyung.com\/business\/apps\/news?popup=0&nid=01&c1=1001&nkey=2018090301188000071&mode=sub_view<\/a>
\uc6b0\ub9ac\uc740\ud589, M&A\ub85c \uce84\ubcf4\ub514\uc544 \ub124\ud2b8\uc6cc\ud06c \ud655\ub300, \ud55c\uad6d\uacbd\uc81c\uc2e0\ubb38
http:\/\/magazine.hankyung.com\/money\/apps\/news?popup=0&nid=02&c1=2002&nkey=2018092000161099102&mode=sub_view<\/a>
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http:\/\/magazine.hankyung.com\/business\/apps\/news?popup=0&nid=01&c1=1001&nkey=2018090301188000061&mode=sub_view<\/a>
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http:\/\/magazine.hankyung.com\/business\/apps\/news?popup=0&nid=01&c1=1001&nkey=2018090301188000041&mode=sub_view<\/a>
\ub3d9\ub0a8\uc544 \ubb34\ub300\ub85c \u2018\uc740\ud589 \ud55c\uc77c\uc804\u2019 \ubc1c\ubc1c, \ub300\ud55c\uae08\uc735\uc2e0\ubb38https:\/\/www.kbanker.co.kr\/news\/articleView.html?idxno=86299<\/a>
\uc6b0\ub9ac\u9280, \uce84\ubcf4\ub514\uc544 \ub0b4 ‘\uc885\ud569\uae08\uc735\uc0ac’ \ubaa9\ud45c 1\ubcf4 \uc804\uc9c4, \uc870\uc120\ube44\uc988https:\/\/biz.chosun.com\/site\/data\/html_dir\/2019\/08\/10\/2019081000401.html?utm_source=urlcopy&utm_medium=share&utm_campaign=biz<\/a>
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\uc544\uc138\uc548 \uc9c4\ucd9c \uae08\uc735\ud68c\uc0ac 7\ub144\ub9cc\uc5d0 \ub450\ubc30\u2026\uc804\uccb4 \ud574\uc678 \uc218\uc775\uc911 30%\ucc28\uc9c0, \uae00\ub85c\ubc8c\uae08\uc735
http:\/\/www.gfr.co.kr\/news\/articleView.html?idxno=14240<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc65c \uad6d\ub0b4\uc740\ud589\uc744 \uc544\uc138\uc548\uc5d0 \uc9c4\ucd9c\ud558\ub294\uac00? \ud55c\uad6d\uc758 \uc740\ud589\uc740 \uc218\uc775\uc131\uc774 \ub0ae\uc544\uc9c0\uace0 \uc788\ub2e4. \uc218\uc775\uc131 \uc9c0\ud45c \uc911 \ud558\ub098\uc778 ROE(\uc790\uae30\uc790\ubcf8\uc774\uc775\ub960)\ub97c \uae30\uc900\uc73c\ub85c \ud560 \ub54c, 2019\ub144 3\ubd84\uae30\uae4c\uc9c0\uc758 \uacbd\uc601\uc2e4\uc801\uc740 \uad6d\ub0b4 \uc740\ud589\uc758 \ud3c9\uade0 ROE\ub294 8.13%\uc774\ub2e4….<\/p>\n","protected":false},"author":4,"featured_media":1199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[2],"tags":[124],"class_list":["post-1196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asean","tag-wfc"],"yoast_head":"\n\uad6d\ub0b4\uc740\ud589\uc758 \uc544\uc138\uc548 \ub7ec\uc2dc - \uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c\uc744 \uc911\uc2ec\uc73c\ub85c - \uc640\ub808\ubc84\uc2a4<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whatevers.kr\/?p=1196\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uad6d\ub0b4\uc740\ud589\uc758 \uc544\uc138\uc548 \ub7ec\uc2dc - \uc6b0\ub9ac\uc740\ud589\uc758 \uce84\ubcf4\ub514\uc544 \uc9c4\ucd9c\uc744 \uc911\uc2ec\uc73c\ub85c - \uc640\ub808\ubc84\uc2a4\" \/>\n<meta property=\"og:description\" content=\"\uc65c \uad6d\ub0b4\uc740\ud589\uc744 \uc544\uc138\uc548\uc5d0 \uc9c4\ucd9c\ud558\ub294\uac00? 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