{"id":2506,"date":"2020-12-20T20:43:17","date_gmt":"2020-12-20T11:43:17","guid":{"rendered":"https:\/\/whatevers.io\/?p=2506"},"modified":"2021-03-22T00:57:23","modified_gmt":"2021-03-21T15:57:23","slug":"%eb%82%b4%ea%b0%80-%ec%a3%bc%ec%8b%9d%ec%9d%84-%ed%8c%94%ec%a7%80-%ec%95%8a%ec%9d%80-%ec%9d%b4%ec%9c%a0%ed%8f%ac%ed%8a%b8%ed%8f%b4%eb%a6%ac%ec%98%a4-%ed%9a%8c%ec%a0%84%ec%9c%a8%ec%9d%b4","status":"publish","type":"post","link":"https:\/\/whatevers.kr\/?p=2506","title":{"rendered":"[\ub3d9\uc774\uc758 \ud22c\uc790\uc774\uc57c\uae30 #3] \ub0b4\uac00 \uc8fc\uc2dd\uc744 \ud314\uc9c0 \uc54a\uc740 \uc774\uc720\u2026\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728\uc774\ub780"},"content":{"rendered":"\n<p><strong>\ud22c\uc790\ub97c \uacf5\ubd80\ud558\uba70 \uc27d\uac8c \uc815\ub9ac\ud574 \uc778\uc0ac\uc774\ud2b8\uc640 \ud568\uaed8 \uc804\ud569\ub2c8\ub2e4. \uc774 \uae00\uacfc \ud568\uaed8 \ud22c\uc790\uc640 \ub354 \uce5c\ud574\uc9c0\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/strong><br><strong>[\ud3b8\uc9d1\uc790\uc8fc]<\/strong><\/p>\n\n\n\n<p>\uc800\ub294 \ucd5c\uadfc \ud55c \ub2ec\uac04 \uae34 \uc5ec\ud589\uc744 \ub2e4\ub140\uc654\ub294\ub370\uc694, \uadf8\ub3d9\uc548\uc740 \uc804\ud654\ub3c4 \uc778\ud130\ub137\ub3c4 \uc0ac\uc6a9\ud558\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub3d9\uc548\uc758 \uc81c \uc2ec\uc815\uc740 \uc5b4\ub560\uc744\uae4c\uc694? \uadf8\ub9ac\uace0 \uc5ec\ud589\uc744 \ub05d\ub0b4\uace0 \ub3cc\uc544\uc640 \uc81c \uacc4\uc88c\ub97c \ubd24\uc744 \ub54c\ub294 \uc5b4\ub5a4 \ub290\ub08c\uc774\uc5c8\uc744\uae4c\uc694? \uc774 \uacbd\ud5d8\uc744 \uae30\ubc18\uc73c\ub85c \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ud22c\uc790\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \uac1c\ub150\uc778 \u2018\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728\u2019\uc5d0 \uad00\ud55c \uae00\uc744 \uc804\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">\uc8fc\uc2dd\uc744 \uc0ac\uace0 \uc5ec\ud589\uc744 \ub5a0\ub098\ub2e4<\/h2>\n\n\n\n<p>10\uc6d4 22\uc77c \uc800\ub294 \uc8fc\uc2dd\uc744 \uc0ac\uace0 4\uc8fc\uac04\uc758 \uc5ec\ud589\uc744 \ub5a0\ub0ac\uc2b5\ub2c8\ub2e4. \uc880 \ud2b9\uc774\ud55c \uc5ec\ud589\uc774\ub77c, \uc774 \uae30\uac04 \ub3d9\uc548\uc740 \ub274\uc2a4\ub3c4 \ubcf4\uc9c0 \ubabb\ud558\uace0 \uac70\ub798\ub3c4 \ud560 \uc218 \uc5c6\uc5c8\uc8e0. \uc774 \ud55c \ub2ec\uac04 \uc800\ub294 \uc5b4\ub5bb\uac8c \ubc84\ud17c\uc744\uae4c\uc694, \uc815\ub9d0 \ubd88\uc548\ud558\uc9c0 \uc54a\uc558\uc744\uae4c\uc694. \ubbf8\uad6d \ub300\ud1b5\ub839\uc740 \ub204\uac00 \ub418\uc5c8\uc744\uae4c, \ub0b4 \uc8fc\uc2dd\uc740 \uc5bc\ub9c8\uac00 \ub418\uc5c8\uc744\uae4c, \uacfc\uc5f0 \uc81c \ub3c5\uc790 \uc5ec\ub7ec\ubd84\uc774\ub77c\uba74 \uc5b4\ub560\uc744\uae4c\uc694?&nbsp;<\/p>\n\n\n\n<p>\uadf8\ub7f0\ub370 \uc800\ub294 \uc815\ub9d0 \uc2e0\uae30\ud558\uac8c\ub3c4 \ud55c \ub2ec \ub3d9\uc548 \uc81c \ud22c\uc790 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \ud3c9\ud654\ub85c\uc6b4 \uc2dc\uae30\ub97c \ubcf4\ub0c8\uc2b5\ub2c8\ub2e4. \uac8c\ub2e4\uac00 \ub2e4\ud589\ud788\ub3c4 \uc6b4\uc774 \ub530\ub77c\uc8fc\uc5b4 \ucf54\uc2a4\ud53c \uc0ac\uc0c1 \ucd5c\uace0\uce58 \uacbd\uc2e0\uc774\ub77c\ub294 \ud750\ub984\uacfc \ud568\uaed8 2020\ub144 \ub450 \ubc88\uc9f8\ub85c \ub192\uc740 \uc6d4 \uc218\uc775\ub960\uc744 \uac70\ub450\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9de\uc2b5\ub2c8\ub2e4, \uc0ac\uc2e4 \uc6b4\uc774 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub274\uc2a4\ub97c \ubcfc \uc218 \uc5c6\ub294 \uac83\uc740 \uc81c \uc2ec\ub9ac\ub97c \ud754\ub4e4 \uac70\ub9ac\uac00 \uc5c6\uc5b4\uc9c4 \uac83\uc774\uc5c8\uace0, \uac70\ub798\ub97c \ud558\uc9c0 \ubabb\ud55c \uac83\uc740 \uc81c\uac8c \uc218\uc775\ub960\uc758 \uae30\ud68c\ub97c \uc9c0\ud0a4\ub294 \uacc4\uae30\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc8fc\uc2dd\uc744 \ud314\uc558\ub2e4\uba74 \uc774 \ud589\uc6b4\uacfc \ud568\uaed8\ud558\uc9c0 \ubabb\ud558\uac8c \ub418\uc5c8\uaca0\uc8e0.<\/p>\n\n\n\n<p>\uac8c\ub2e4\uac00 \uc774\ubc88 \uacbd\ud5d8\uc740 \ub9e4\uc6b0 \uc2e0\uae30\ud55c \uacbd\ud5d8\uc774\uc5c8\ub294\ub370\uc694. \ub9e4\uc77c\ub9e4\uc77c \ub4e4\uc5b4\uc624\ub294 \ubbf8\ub514\uc5b4\uc758 \ub178\uc774\uc988\uc640 \ub9e4\ubc88 \uacc4\uc88c\ub97c \ub4e4\uc5ec\ub2e4\ubcfc \uc77c\uc774 \uc5c6\uc73c\ub2c8, \uc815\ub9d0 \ud3b8\uc548\ud55c \ub9c8\uc74c\uc73c\ub85c \uc9c0\ub0bc \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc624\ud788\ub824 \uadf8\ub7f0 \uac71\uc815\ub4e4\uc744 \ud560 \uc2dc\uac04\uc5d0 \ud3c9\uc18c\uc5d0 \uc77d\uace0 \uc2f6\uc5c8\ub358 \ucc45 \ubca4\uc800\ubbfc \uadf8\ub808\uc774\uc5c4\uc758 &lt;\ud604\uba85\ud55c \ud22c\uc790\uc790&gt;\ub97c \uc77d\uc744 \uc218 \uc788\uc5c8\uc8e0. \uc774\uac83\uc740 \uc5ec\ud589\uc744 \ub5a0\ub098\uae30 \uc804 \uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub300\ud574 \uc798 \uc54c\uace0 \uc788\uc5c8\uace0, \uc81c\uac00 \ud22c\uc790\ud55c \uae30\uc5c5\ub4e4\uc5d0 \ub300\ud55c \uc790\uc2e0\uac10\uc774 \uc788\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub610\ud55c, \uac00\uaca9\ubcf4\ub2e4\ub294 \uac00\uce58\ub97c \ubcf4\uace0 \ud22c\uc790\ud588\uae30 \ub54c\ubb38\uc774\uc5c8\ub358 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc1.-\uc559\ub4dc\ub808-\ucf54\uc2a4\ud1a8\ub77c\ub2c8.jpg\" alt=\"\" class=\"wp-image-2507\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc1. \uc704\ub300\ud55c \ud22c\uc790\uc790 \uc559\ub4dc\ub808 \ucf54\uc2a4\ud1a8\ub77c\ub2c8<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc559\ub4dc\ub808 \ucf54\uc2a4\ud1a8\ub77c\ub2c8\uc758 \ub9d0\ucc98\ub7fc \uc8fc\uc2dd\uc744 \uc0ac\uace0, \uc800\ub294 \ud55c \ub2ec\uac04 \uc218\uba74\uc81c\ub97c \uba39\uace0 \uae68\uc5b4\ub09c \uac83\uacfc \ube44\uc2b7\ud55c \ub290\ub08c\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc624\ub79c\ub9cc\uc5d0 \ubcf8 \uacc4\uc88c\ub97c \ubcf4\uace0\ub294 \uc800\ub294 \uc608\uc0c1 \ubc16\uc758 \uc131\uacfc\uc5d0 \uae5c\uc9dd \ub180\ub790\uc8e0. \uc544\ubb34\ub7f0 \ud589\ub3d9\ub3c4 \ud558\uc9c0 \uc54a\uc558\uc744 \ub54c, \uc131\uacfc\ub294 \uac00\uc7a5 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc11c \uc544\ubb34\uac83\ub3c4 \ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc740 \uacc4\uc88c\ub97c \ud655\uc778\ud558\uac70\ub098 \ub9e4\ub9e4\ub97c \ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc744 \ub73b\ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ub9c8\uce58 3\ubd84 \uce74\ub808\ub97c \uc804\uc790\ub808\uc778\uc9c0\uc5d0 \ub3cc\ub824\ub193\uace0 \uc804\uc790\ub808\uc778\uc9c0 \uc55e\uc5d0\uc11c \ube68\ub9ac \uc775\uc73c\ub77c\uace0 \uc555\ubc15\uc744 \uc8fc\uae30\ubcf4\ub2e4, 3\ubd84 \ud0c0\uc774\uba38\ub97c \ub9de\ucdb0\ub193\uace0 \uac00\ubccd\uac8c \ucc45\uc0c1\uc815\ub9ac\ub97c \ud558\uba70 \uae30\ub2e4\ub9ac\uba74 \ub354 \ud3b8\uc548\ud558\uac8c \uae30\ub2e4\ub9b4 \uc218 \uc788\ub294 \uac83\uacfc \ube44\uc2b7\ud55c \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uae30\uac04 \ub3d9\uc548 \uc800\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728\uc740 0%\uc600\uc2b5\ub2c8\ub2e4. \uc790 \uadf8\ub807\ub2e4\uba74, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728<\/h2>\n\n\n\n<p>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ud68c\uc804\uc728\uc774\ub780 \uc790\uc2e0\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc790\uc0b0 \uc911\uc5d0\uc11c \ub2e4\ub978 \uc790\uc0b0\uc73c\ub85c \ubc14\ub010 \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc77c \ub144\uac04 \ub2e8 \ud55c \ubc88\ub3c4 \ub9e4\ub9e4\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ud68c\uc804\uc728\uc740 0%\uac00 \ub420 \uac83\uc774\uba70, \uac00\uc9c0\uace0 \uc788\ub294 \ubaa8\ub4e0 \uc790\uc0b0\uc744 \ub2e4 \ud314\uace0 \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \uc790\uc0b0\ub4e4\ub85c \ucc44\uc6b4\ub2e4\uba74 100%\uac00 \ub418\ub294 \uac83\uc774\uc8e0. \ub9e4\ub9e4\ub97c \uc790\uc8fc \ud558\uac8c \ub418\uba74 \ud68c\uc804\uc728\uc740 \ubb34\ud55c\ud788 \ub192\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc624\ub298 \uc0b0 \uc8fc\uc2dd\uc744 \uc624\ub298 \ub2e4 \ud314\uace0 \uc0c8\ub85c\uc6b4 \uc8fc\uc2dd\uc744 \ud5a5\ud558\ub2e4 \ubcf4\uba74 \ud68c\uc804\uc728\uc740 \ub05d\ub3c4 \uc5c6\uc774 \uc62c\ub77c\uac00\uac8c \ub418\uaca0\uc8e0.<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \ud68c\uc804\uc728\uc774 \ub192\uc740 \uac8c \uc88b\uc740 \uac78\uae4c\uc694 \ub0ae\uc740 \uac8c \uc88b\uc740 \uac78\uae4c\uc694. \uc5ec\ub7ec\ubd84\ub3c4 \uc544\uc2dc\ub2e4\uc2dc\ud53c \ud22c\uc790\uc758 \uc138\uacc4\uc5d0 \uc9c4\ub9ac\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud68c\uc804\uc728\uc740 \ud22c\uc790\uc790\uc758 \uc2a4\ud0c0\uc77c\uc5d0 \ub530\ub77c \uacb0\uc815\ub418\uace4 \ud569\ub2c8\ub2e4. \uc9e7\uc740 \ubcf4\uc720 \uae30\uac04\uc744 \uac00\uc9c0\ub294 \ud2b8\ub808\uc774\ub529 \uc2a4\ud0c0\uc77c\ub3c4 \uc788\uace0, \ud55c \ubc88 \ub9e4\uc218\ud558\uba74 \uc9e7\uac8c\ub294 1\ub144\uc5d0\uc11c \uae38\uac8c\ub294 10\ub144 \uc774\uc0c1 \ubcf4\uc720\ud558\ub294 \uc7a5\uae30\ud22c\uc790 \uc2a4\ud0c0\uc77c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc5ec\ub7ec\ubd84, \uacfc\ub3c4\ud558\uac8c \ub192\uc740 \ud68c\uc804\uc728\uc740 \uc6b0\ub9ac\uc758 \uc7a0\uc7ac \uc218\uc775\ub960\uc744 \uae4e\uc544 \uba39\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uacc4\uc2e0\uac00\uc694?<\/p>\n\n\n\n<p>\uc6b0\uc120 \uc544\ub798 \uadf8\ub798\ud504\ub97c \ubcf4\uace0 \uac1c\uc778 \uacc4\uc88c\uc758 \ud68c\uc804\uc728\uacfc \uc218\uc775\ub960\uc758 \uc0c1\uad00\uad00\uacc4\ub97c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc2.-\ud68c\uc804\uc728-\uc218\uc775\ub960-\uc0c1\uad00\uad00\uacc4-\ubd84\uc11d-\ubcf4\uace0\uc11c-\ud55c\ud654\ud22c\uc790\uc99d\uad8c-1024x624.png\" alt=\"\" class=\"wp-image-2508\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc2. \ud68c\uc804\uc728-\uc218\uc775\ub960 \uc0c1\uad00\uad00\uacc4 \ubd84\uc11d \ubcf4\uace0\uc11c, \ud55c\ud654\ud22c\uc790\uc99d\uad8c<\/figcaption><\/figure><\/div>\n\n\n\n<p>\ud68c\uc804\uc728\uc774 \ub9e4\uc6b0 \ub192\uc740 \uace0 \ud68c\uc804\uc728 \uadf8\ub8f9\uc5d0\uc11c\ub294 \uac70\ub798 \ube44\uc6a9\uc744 \ubc18\uc601\ud55c \uc218\uc775\ub960\uc774 \ub9e4\uc6b0 \ub0ae\uc558\ub294\ub370\uc694. \uc774 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc804\ud558\ub294 \uc911\uc694\ud55c \uba54\uc2dc\uc9c0\uac00 \uc138 \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uccab\uc9f8\ub85c, \uc8fc\uc2dd \ub9e4\ub9e4\ud68c\uc804\uc728\uc774 \ub192\uc744\uc218\ub85d \uc218\uc775\ub960\uc740 \ud558\ub77d\ud588\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc704\uc758 \uadf8\ub798\ud504\uc5d0\uc11c \uac70\ub798\ube44\uc6a9 \ubc18\uc601 \uc804\uacfc \ubc18\uc601 \ud6c4\uc758 \uc218\uc775\ub960\uc774 \ub098\ud0c0\ub098 \uc788\ub294\ub370\uc694. \uac70\ub798\ube44\uc6a9\uc744 \ubc18\uc601\ud558\uc9c0 \uc54a\uc73c\uba74 \uace0 \ud68c\uc804\uc728 \uadf8\ub8f9\uc5d0\uc11c\ub3c4 \uc218\uc775\ub960\uc774 \ud06c\uac8c \ub5a8\uc5b4\uc9c0\uac70\ub098 \ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \ubcf4\uc774\uc9c0 \uc54a\ub294 \uac70\ub798\ube44\uc6a9\uc744 \ubc18\uc601\ud558\uac8c \ub418\uba74 \ud06c\uac8c\ub294 \ucd94\uac00\ub85c -18%\uae4c\uc9c0 \uc218\uc775\ub960\uc774 \ub0b4\ub824\uac00\uac8c \ub418\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<p>\ub450 \ubc88\uc9f8\ub85c \uc190\uc2e4 \ub09c \uc885\ubaa9\uc744 \ubc29\uce58\ud558\uac70\ub098 \uc7a5\uae30 \ud22c\uc790\ub97c \ud55c\ub2e4\uace0 \ub2e8\uc9c0 \ubb3b\uc5b4\ub9cc \ub450\ub294 \ud22c\uc790 \ubc29\ubc95\ubcf4\ub2e4\ub294, \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc801\uc808\ud788 \ub300\uc751\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc218\uc775\ub960\uc774 \ub354 \uc88b\uc558\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 \uc6b0\ub9ac\uac00 \ud754\ud788 \uc544\ub294 \u201c10\ub144\uc744 \ubcf4\uc720\ud560 \uc8fc\uc2dd\uc774 \uc544\ub2c8\uba74 10\ubd84\ub3c4 \ubcf4\uc720\ud558\uc9c0 \ub9c8\ub77c\u201d\ub77c\ub294 \uc6cc\ub80c \ubc84\ud54f\uc758 \ub9d0\uacfc\ub294 \ub2e4\uc18c \ub2e4\ub978 \uc598\uae30\uc778\ub370\uc694, \uadf8\ub798\uc11c \ub354\uc6b1 \ud765\ubbf8\ub85c\uc6e0\uc2b5\ub2c8\ub2e4. \uc989 \uc6b0\ub9ac\uac00 \ud754\ud788 \uc54c\uace0 \uc788\ub294 \ucd08 \uc7a5\uae30\ud22c\uc790\uac00 \uc9c4\ub9ac\ub294 \uc544\ub2c8\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc138 \ubc88\uc9f8\ub85c, \uae30\uc874 \uc99d\uad8c\uc0ac \uc601\uc5c5\ubc29\uc2dd \ud558\uc5d0\uc11c\ub294 \uc601\uc5c5\uc804\ub2f4 \uad00\ub9ac\uc790\uac00 \uc788\ub294 \uacc4\uc88c\uc758 \uc218\uc775\ub960\uc774 \uc804\ub2f4 \uad00\ub9ac\uc790\uac00 \uc5c6\ub294 \uacbd\uc6b0\ubcf4\ub2e4 \uc624\ud788\ub824 \ub0ae\uc740 \ud3b8\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\uac83 \ub610\ud55c \uc778\uac04\uc758 \uc2ec\ub9ac\uac00 \uac1c\uc785\ud558\uc5ec \ub108\ubb34 \uc77c\ucc0d \ud314\uc544\ubc84\ub9ac\uac70\ub098 \uc790\uc8fc \ub9e4\ub9e4\ud558\uc5ec \uc783\uc5b4\ubc84\ub9b0 \uc218\uc775\ub960\ub85c \ud310\ub2e8\ub429\ub2c8\ub2e4. \ucd94\uac00\ub85c 1991 ~ 1996\ub144 \uc0ac\uc774\uc5d0 \ubbf8\uad6d\uc758 \uac70\ub798 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud55c \uacb0\uacfc, \uac00\uc7a5 \ud68c\uc804\uc728\uc774 \ub192\uc740 \uadf8\ub8f9\uc774 \ubaa8\ub4e0 \uadf8\ub8f9 \uc911\uc5d0 \uac00\uc7a5 \uc218\uc775\ub960\uc774 \ub0ae\uc558\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8\uac83\ub3c4 \uc544\uc8fc \ud070 \ucc28\uc774\ub85c\uc694.<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \uc7a6\uc740 \ub9e4\ub9e4\ub294 \uc5b4\ub5bb\uac8c \uc6b0\ub9ac\uc758 \uc7a0\uc7ac\uc218\uc775\ub960\uc744 \uac09\uc544\uba39\uc744\uae4c\uc694. \uc800\ub294 \uc774\uac83\uc744 \uc138\uae08, \uc218\uc218\ub8cc, \ub9e4\ub9e4 \uc2a4\ud504\ub808\ub4dc \ub4f1 \uc138 \uac00\uc9c0 \ub54c\ubb38\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \uc7a0\uc7ac\uc218\uc775\ub960\uc774\ub77c\ub294 \uac83\uc740 \uc544\uc9c1 \uc218\uc775\ub960\ub85c \uc2e4\ud604\ub418\uc9c0 \uc54a\uc558\uc9c0\ub9cc, \uba38\uc9c0\uc54a\uc740 \ubbf8\ub798\uc5d0 \uc2e4\ud604\ub420 \uc218 \uc788\ub294 \uc218\uc775\ub960\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"has-text-align-left wp-block-heading\">\u25c6 \uac70\ub798 \ube44\uc6a9 1 : \uc99d\uad8c\uac70\ub798\uc138<\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc3.-\uc99d\uad8c\uac70\ub798\uc138-\uc5f0\ub3c4\ubcc4-\ucd94\uc774-\ud55c\uad6d\uac70\ub798\uc18c-1-1024x870.png\" alt=\"\" class=\"wp-image-2510\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc3. \uc99d\uad8c\uac70\ub798\uc138 \uc5f0\ub3c4\ubcc4 \ucd94\uc774, \ud55c\uad6d\uac70\ub798\uc18c.<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc8fc\uc2dd\uc744 \ud314 \ub54c \uc99d\uad8c\uac70\ub798\uc138\ub97c \ub0b4\ub294\ub370\uc694. \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub294 2020\ub144 \ud604\uc7ac 0.25%\uc758 \uc99d\uad8c\uac70\ub798\uc138\ub97c \uac77\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c \ud55c\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc99d\uad8c\uac70\ub798\uc138\ub97c \ub2e8\uacc4\uc801\uc73c\ub85c \uc778\ud558\ud558\ub294 \uc815\ucc45\uc744 \ud3bc\uce58\uace0 \uc788\ub294\ub370\uc694. 2019\ub144\uc5d0\ub294 0.3%\uc600\uace0, \ucd94\ud6c4 2021\ub144 0.23%, 2023\ub144 0.15%\ub85c \ub0ae\uc544\uc9c8 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc62c\ud574\ub294 \uc99d\uad8c\uac70\ub798\uc138\uac00 0.3%\uc5d0\uc11c 0.25%\ub85c \uac10\ud588\uc9c0\ub9cc, \uc99d\uc2dc \ud65c\ud669\uc5d0 \uc99d\uad8c\uac70\ub798\uc138\uac00 \uc791\ub144\uc758 \uc774\ubbf8 2\ubc30\ub97c \ub3cc\ud30c\ud588\ub2e4\ub294 \uc18c\uc2dd\uc744 \uc811\ud588\uc2b5\ub2c8\ub2e4. \uc544\ubb34\ub798\ub3c4 \uc99d\uc2dc\uc758 \uc5f4\uae30\uac00 \ub728\uac70\uc6cc\uc9c0\ub2e4 \ubcf4\ub2c8 \uac70\ub798\ub3c4 \ub354\uc6b1 \ube48\ubc88\ud558\uac8c \ub418\ub294 \uac83\uc774\uc8e0. \ud558\uc9c0\ub9cc, \uc774\uac83\uc740 \uadf8\ub2e4\uc9c0 \uac74\uac15\ud55c \ud22c\uc790\ub294 \uc544\ub2cc \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc5d0 \ub300\ud55c \uc138\uae08\uc73c\ub85c \uc774\ubbf8 \ud22c\uc790\uc790\uc758 \uc7a0\uc7ac \uc218\uc775\uae08\uc5d0\uc11c 9\uc870 \uc6d0\uc774 \uc138\uae08\uc73c\ub85c \ube60\uc838\ub098\uac14\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"has-text-align-left wp-block-heading\">\u25c6 \uac70\ub798 \ube44\uc6a9 2 : \ub9e4\ub9e4 \uc218\uc218\ub8cc<\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc4.-\uad6d\ub0b4-\uc99d\uad8c\uc0ac-\uc218\uc218\ub8cc-1-1024x812.png\" alt=\"\" class=\"wp-image-2512\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc4. \uad6d\ub0b4 \uc99d\uad8c\uc0ac \uc218\uc218\ub8cc<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc218\uc218\ub8cc\ub294 \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \ub2e4\ub974\uc9c0\ub9cc \uc218\uc218\ub8cc \ubb34\ub8cc \ud61c\ud0dd\uc744 \ubc1b\ub294 \uacc4\uc88c\ub97c \uc81c\uc678\ud55c \uc77c\ubc18 \uacc4\uc88c\ub97c \uae30\uc900\uc73c\ub85c \ub9e4\ub3c4 \uae08\uc561\uc758 0.01 ~ 0.20%\uc758 \uc218\uc218\ub8cc\ub97c \uac00\uc838\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc7a6\uc740 \ub9e4\ub9e4\ub294 \uacb0\uad6d \uc138\uae08\uacfc \uc218\uc218\ub8cc\ub85c \uc870\uc6a9\ud788 \ube60\uc838\ub098\uac00, \uc6b0\ub9ac\uc758 \uc7a0\uc7ac \uc218\uc775\ub960\uc744 \uae4c\uba39\uace0 \uc788\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c6 \uac70\ub798 \ube44\uc6a9 3 : \ub9e4\uc218-\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc<\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc5.-\ub9e4\uc218-\ub9e4\ub3c4-\ud638\uac00-\uc2a4\ud504\ub808\ub4dc-652x1024.jpeg\" alt=\"\" class=\"wp-image-2513\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc5. \ub9e4\uc218-\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc138 \ubc88\uc9f8\ub294 \uc800 \ub610\ud55c \ub9e4\uc6b0 \ucd5c\uadfc\uc5d0 \uc54c\uac8c \ub41c \uac1c\ub150\uc778\ub370\uc694, \ubca4\uc800\ubbfc \uadf8\ub808\uc774\uc5c4\uc758 \uc800\uc11c &lt;\ud604\uba85\ud55c \ud22c\uc790\uc790&gt;\uc5d0\uc11c \uc54c\uac8c \ub41c \uac1c\ub150\uc774\uc5c8\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub9e4\uc218-\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc\ub294 \uac00\uc7a5 \ub0ae\uc740 \ub9e4\ub3c4 \ud638\uac00\uc640 \uac00\uc7a5 \ub192\uc740 \ub9e4\uc218 \ud638\uac00\uc758 \ucc28\uc774\ub97c \ub9d0\ud569\ub2c8\ub2e4. \uc774 \uc608\uc2dc\ub85c \uc704\uc758 \uc0bc\uc131\uc804\uc790 \ud638\uac00 \ucc3d\uc744 \ubcf4\ub3c4\ub85d \ud558\uc8e0. \uc5ec\uae30\uc11c \uc9c0\uae08 \uc0bc\uc131\uc804\uc790\ub97c \ub9e4\uc218\ud558\uace0 \uc2f6\ub2e4\uba74 \uc6d0\ud558\ub294 \ub9e4\uc218 \uac00\uaca9\uc5d0 \uc608\uc57d\ud558\uba74 \ub418\uc9c0\ub9cc, \uadf8\ub807\uac8c \ub418\uba74 \ub9e4\uc218\ub97c \ud558\uc9c0 \ubabb \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc9c0\uae08 \ub9e4\uc218 \uac00\ub2a5\ud55c \ucd5c\uc18c \uac00\uaca9\uc740 73,900\uc6d0\uc774 \ub429\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \ub9e4\uc218\ub97c \ud558\uace0 \ub098\uc11c \ub9c8\uc74c\uc774 \ubc14\ub00c\uc5b4 \ub2f9\uc7a5 \ub9e4\ub3c4\ub97c \ud558\uace0 \uc2f6\ub2e4\uba74 \uc5bc\ub9c8\uc5d0 \ud314 \uc218 \uc788\uc744\uae4c\uc694? \ub9e4\uc218\ud55c \uac00\uaca9\uc778 73,900\uc6d0\uc5d0 \ub9e4\ub3c4\ub97c \uc2dc\ub3c4\ud560 \uacbd\uc6b0 \uac70\ub798\uac00 \uc131\uc0ac\ub420 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \uac70\ub798\uac00 \uc131\uc0ac\ub418\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub2f9\uc7a5 \ub9e4\ub3c4\ud560 \uc218 \uc788\ub294 \uae08\uc561 \uc911 \uac00\uc7a5 \ube44\uc2fc \uae08\uc561\uc740 73,800\uc6d0\uc774 \ub429\ub2c8\ub2e4. \ub9e4\uc218\ud558\uace0 \ub9e4\ub3c4\ub97c \ud558\ub824\ub294 \uc21c\uac04 \ub9e4\uc218-\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc\uc5d0 \uc758\ud574 \uac70\ub798 \ube44\uc6a9 100\uc6d0\uc774 \ubc1c\uc0dd\ud558\uac8c \ub429\ub2c8\ub2e4. \ube44\uc728\ub85c \ub530\uc9c0\uba74 0.14%\uac00 \ub418\uc9c0\uc694.&nbsp;<\/p>\n\n\n\n<p>\uc774\uac83\uc740 \ubaa8\ub4e0 \uc790\uc0b0\ub9c8\ub2e4 \ub2e4\ub978 \uac12\uc744 \uac00\uc9d1\ub2c8\ub2e4. \uc6b0\ub9ac\ub294 \ubaa8\ub974\ub294 \uc0ac\uc774\uc5d0 \ub9e4\uc218\uc640 \ub9e4\ub3c4\ub97c \ud560 \ub54c \uc774 \ub9e4\uc218-\ub9e4\ub3c4 \ud638\uac00 \uc2a4\ud504\ub808\ub4dc\uac00 \uc801\uc6a9\ub418\uc5b4 \ud55c \ud638\uac00\ub97c \uc190\ud574 \ubcf4\uac8c \ub429\ub2c8\ub2e4. \uac70\ub798 \ubc1c\uc0dd \ube44\uc6a9\uc758 3\uac00\uc9c0 \uc911\uc5d0\uc11c \uac00\uc7a5 \uc228\uc5b4\uc788\ub294 \ube44\uc6a9\uc774\uc8e0.<\/p>\n\n\n\n<p>\uadf8\ub7ec\uba74 \ub2e4\ub4e4 \uc774\ub7f0 \uc0dd\uac01\uc774 \ub4e4 \uc218 \uc788\uaca0\ub294\ub370\uc694. \uace0\uc791 0.1 &#8211; 0.2% \uc815\ub3c4\uc758 \uc218\uc218\ub8cc\uac00 \uc6b0\ub9ac\uc758 \ud22c\uc790\uc131\uacfc\uc5d0 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc601\ud5a5\uc744 \ub07c\uce60 \uc218 \uc788\uaca0\ub0d0\uace0 \uc0dd\uac01\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub3c4 \ucc98\uc74c\uc5d4 \uadf8\ub807\uac8c \uc0dd\uac01\ud588\uc5c8\uc8e0. \ud558\uc9c0\ub9cc, \ubcf4\uc774\uc9c0 \uc54a\ub294 \uc138\uae08\uacfc \uc218\uc218\ub8cc\uc758 \ud798\uc740 \uc0dd\uac01\ubcf4\ub2e4 \ub9c9\uac15\ud569\ub2c8\ub2e4. \uc774\ub7f0 \ucd94\uc0c1\uc801\uc778 \ub2e8\uc5b4\ub85c\ub294 \uc81c \uc0dd\uac01\uc744 \uc804\ub2ec\ud560 \uc218 \uc5c6\uaca0\uad70\uc694! \uc88b\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc5ec\ub7ec\ubd84\uc744 \uc704\ud574\uc11c \uc9c1\uc811 \uacc4\uc0b0\ud574\ubd24\uc2b5\ub2c8\ub2e4. \uc544\ub798 \uadf8\ub798\ud504\ub97c \ubcf4\uc2dc\uc8e0.<\/p>\n\n\n\n<p>\uc138\uae08 0.25%, \uc218\uc218\ub8cc 0.15%, \uac70\ub798 \uc2a4\ud504\ub808\ub4dc 0.15%\ub85c \uac00\uc815\ud558\uba74 \ucd1d \uac70\ub798 \ube44\uc6a9\uc740 0.55%\uac00 \ub429\ub2c8\ub2e4. \uc774 0.55%\ub77c\ub294 \uc791\uc740 \uc22b\uc790\ub294 \uacb0\uad6d \uc6b0\ub9ac\uc758 \uacc4\uc88c \uc218\uc775\ub960\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc904\uc9c0 \ud55c \ubc88 \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc6.-\ud68c\uc804\uc728-\ubcc4-30\ub144-\ud22c\uc790-\uc218\uc775\ub960-\ucc28\uc774-1024x822.png\" alt=\"\" class=\"wp-image-2514\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc6. \ud68c\uc804\uc728 \ubcc4 30\ub144 \ud22c\uc790 \uc218\uc775\ub960 \ucc28\uc774<\/figcaption><\/figure><\/div>\n\n\n\n<p>2020\ub144\uc5d0 1\uc5b5\uc744 \ud22c\uc790\ud558\uc5ec 30\ub144\uac04 \uc5f0 \ubcf5\ub9ac \uc218\uc775\ub960 8%\ub97c \uac00\uc815\ud574 \uadf8\ub798\ud504\ub97c \uadf8\ub824\ubd24\uc2b5\ub2c8\ub2e4. \uc5f0 \ubcf5\ub9ac \uc218\uc775\ub960\uc740 S&amp;P500\uc758 50\ub144\uac04 \uc5f0 \ubcf5\ub9ac \uc218\uc775\ub960\uacfc \uc720\uc0ac\ud558\uac8c \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc5ec\uae30\uc5d0\uc11c \uc77c \ub144\uc5d0 \ud68c\uc804\uc728\uc774 100% \ub298\uc5b4\ub09c\ub2e4\uba74 \uac70\ub798 \ube44\uc6a9\uc73c\ub85c 0.55%\uac00 \ubc1c\uc0dd\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c \ub144\uc5d0 0.55%\uc758 \ucc28\uc774\ub294 30\ub144 \ud6c4 \uc5b4\ub5bb\uac8c \ud558\uba74 \ub418\uc5c8\uc744\uae4c\uc694. \uae30\uc900 \uc218\uc775\ub960\ub85c \ud22c\uc790\ud55c \ud22c\uc790\uc790\ub294 10\uc5b5\uc758 \uc790\uc0b0\uc744 \uac00\uc9c0\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uace0 \ud68c\uc804\uc728\uc758 \ud22c\uc790\uc790\ub294 8\uc5b5 6000\ub9cc \uc6d0\uc758 \uc790\uc0b0\uc744 \uac00\uc9c0\uac8c \ub418\uc5c8\ub124\uc694. \uc815\ub9d0 \uc791\uc740 0.55%\uac00 30\ub144 \ub4a4\uc5d0\ub294 1\uc5b5 6\ucc9c\ub9cc \uc6d0 (-16%)\uc758 \ucc28\uc774\ub97c \ubc1c\uc0dd\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae30\uc900 \uc218\uc775\ub960 \ud22c\uc790\uc790\ubcf4\ub2e4 400%\uc758 \ud68c\uc804\uc728\uc744 \ucd94\uac00\ub85c \uac00\uc9c4 \ud22c\uc790\uc790\ub294 \ub9e4\ub144 \uac70\ub798 \ube44\uc6a9 2.2%\uac00 \ucd94\uac00\ub85c \ubc1c\uc0dd\ud574, 30\ub144 \ub4a4 \uae30\uc900 \uc218\uc775\ub960 \ud22c\uc790\uc790\ubcf4\ub2e4 4\uc5b5 6000\ub9cc \uc6d0 (-46%)\uc758 \uc790\uc0b0\uc744 \uac00\uc9c0\uac8c \ub418\uc5c8\ub124\uc694. \uc815\ub9d0 \uc791\uc740 \ube44\uc6a9\uc774 30\ub144\uc744 \uc9c0\ub098 \ub098\ube44\ud6a8\uacfc\uac00 \ub418\uc5b4\uc11c \ub3cc\uc544\uc654\ub124\uc694. \uc774 \ucc28\ud2b8\ub97c \uadf8\ub9ac\uba70 \uc815\ub9d0 \uc791\uc740 \ube44\uc6a9\uc774\ub77c\ub3c4 \uc18c\uc911\ud788 \uc5ec\uaca8\uc57c\uaca0\ub2e4\ub294 \uc0dd\uac01\uc744 \ub2e4\uc2dc \ud55c\ubc88 \ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9e4\ub3c4 \uae30\uc900\uc5d0 \ubd80\ud569\ud558\uac70\ub098 \uc218\uc775\uc744 \uc2e4\ud604\ud574\uc57c \ud560 \ub54c\ub294 \ub2f9\uc5f0\ud788 \uac70\ub798\ud558\ub294 \uac8c \uc801\uc808\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uaf2d \ud544\uc694\ud55c \uac70\ub798\uac00 \uc544\ub2c8\ub77c\uba74 \uac70\ub798 \ube44\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\uc5ec \uc5ec\ub7ec\ubd84\uc758 \uc18c\uc911\ud55c \uc7a0\uc7ac \uc218\uc775\ub960\uc744 \uc9c0\ucf1c\uac00\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc7.-2020\ub144-12\uc6d4-15\uc77c-\ud68c\uc804\uc728-\uc0c1\uc704-15\uac1c-\uc885\ubaa9-\ud55c\uad6d\uac70\ub798\uc18c-1024x261.png\" alt=\"\" class=\"wp-image-2515\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc7. 2020\ub144 12\uc6d4 15\uc77c \ud68c\uc804\uc728 \uc0c1\uc704 15\uac1c \uc885\ubaa9, \ud55c\uad6d\uac70\ub798\uc18c.<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uae00\uc744 \uc4f0\ub358 \ub3c4\uc911 \uad81\uae08\ud574\uc11c \ud55c\uad6d\uac70\ub798\uc18c\uc5d0\uc11c 12\uc6d4 15\uc77c \uc790 \uac1c\ubcc4\uc885\ubaa9 \ud68c\uc804\uc728 \uc0c1\uc704 \uc885\ubaa9\uc744 \ucc3e\uc544\ubd24\ub294\ub370\uc694. \ud68c\uc804\uc728 1\uc704 \uc885\ubaa9\uc740 \uc5d4\uc9c4 \ubc14\uc774\uc624\ub77c\ub294 \uc885\ubaa9\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uc885\ubaa9\uc758 \ud68c\uc804\uc728\uc740 \ubb34\ub824 166.83%\ub97c \uae30\ub85d\ud588\ub294\ub370\uc694. \uc0c1\uc7a5 \uc8fc\uc2dd \uc218\uc758 1.6\ubc30\uac00 \ud558\ub8e8 \ub9cc\uc5d0 \uac70\ub798\ub410\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc8fc\uc2dd\uc774 \uc8fc\uc778\uc774 \ud55c \ubc88 \ubc14\ub00c\uace0 \ub098\uc11c 60%\uac00 \ub354 \ubc14\ub010\ub2e4\uace0\ub3c4 \ubcfc \uc218 \uc788\ub294 \ud68c\uc804\uc728\uc774\uc8e0, \ub180\ub78d\uc9c0 \uc54a\uc73c\uc2e0\uac00\uc694?<\/p>\n\n\n\n<p>\uc5ec\ub7ec\ubd84\uc758 \uc99d\uad8c \uacc4\uc88c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ub4e4\uc5b4\uac00\uc2dc\uba74 \uc218\uc775\ub960\uacfc \uc138\uae08\uacfc \uc218\uc218\ub8cc\ub97c \ud569\uce5c \uae08\uc561\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d, \uc5ec\ub7ec\ubd84\uc774 \ud2b8\ub808\uc774\ub354 \uc2a4\ud0c0\uc77c\uc744 \uc9c0\ud5a5\ud558\ub294 \uac8c \uc544\ub2c8\ub77c\uba74 \uadf8\ub9ac\uace0 \uaf2d \ud544\uc694\ud55c \ub9e4\ub9e4\ub97c \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc138\uae08\uacfc \uc218\uc218\ub8cc \uadf8\ub9ac\uace0 \uc2a4\ud504\ub808\ub4dc\ub97c \uc544\uaef4 \uc7a0\uc7ac \uc218\uc775\ub960\uc744 \uc2e4\ud604\ud560 \uc218 \uc788\uc9c0 \uc54a\uc558\uc744\uae4c\uc694.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">\ub9fa\uc73c\uba70<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc8.-\uc560\ud50c\uc5d0-\ub300\ud55c-\ucd5c\uace0\uc758-\ud22c\uc790\ub294-\uc0ac\uace0-\uc624\ub7ab\ub3d9\uc548-\ubcf4\uc720\ud558\ub294-\uac83-1024x823.png\" alt=\"\" class=\"wp-image-2516\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc8. \uc560\ud50c\uc5d0 \ub300\ud55c \ucd5c\uace0\uc758 \ud22c\uc790\ub294 \uc0ac\uace0 \uc624\ub7ab\ub3d9\uc548 \uae30\ub2e4\ub9ac\ub294 \uac83\uc774\ub2e4.<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \ud22c\uc790 \uc2a4\ud0c0\uc77c\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud06c\uac8c \uc7a5\uae30 \ud22c\uc790\uc790, \ub2e8\uae30 \ud22c\uc790\uc790 \uadf8\ub9ac\uace0 \ud2b8\ub808\uc774\ub354\ub85c \ub098\ub20c \uc218 \uc788\uaca0\uad70\uc694. \ud2b8\ub808\uc774\ub354 \uac19\uc740 \uacbd\uc6b0\uc5d0\ub294 \ud68c\uc804\uc728\uc774 \ub192\uc744 \uc218\ubc16\uc5d0 \uc5c6\uace0, \uc774 \uac70\ub798 \ube44\uc6a9\uc744 \ucd08\uacfc\ud558\ub294 \uc218\uc775\ub960\uc744 \uac70\ub450\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc624\ub7ab\ub3d9\uc548 \uc0b4\uc544\ub0a8\uc740 \ud2b8\ub808\uc774\ub354\uac00 \uadf9\uc18c\uc218\uc778 \uac83\uc744 \ubcf4\uba74 \ud2b8\ub808\uc774\ub529\uc740 \uc815\ub9d0\ub85c \uc5b4\ub824\uc6b4 \uac83\uc774\ub77c\ub294 \uac83\uc744 \ub290\ub08d\ub2c8\ub2e4. \uadf8\ub9cc\ud07c \ud604\uc5ed \ud2b8\ub808\uc774\ub354\ubd84\ub4e4\uc740 \ub300\ub2e8\ud55c \ub2a5\ub825\uc758 \uc18c\uc720\uc790\uc778 \uac83\uc774\uc8e0. \ud558\uc9c0\ub9cc \uc800\uc5d0\uac8c\ub294 \ud2b8\ub808\uc774\ub529\uc758 \ub2a5\ub825\uc740 \uc5c6\ub294 \uac83 \uac19\uc544 \uc77c\ucc0c\uac10\uce58 \ud3ec\uae30\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>13\ub144\uac04 \ub204\uc801 \uc218\uc775\ub960 2,700%\uc758 \ub9c8\uc824\ub780 \ud380\ub4dc\ub97c \uc6b4\uc6a9\ud55c \uc6d4\uac00\uc758 \uc804\uc124\uc801\uc778 \ud380\ub4dc \ub9e4\ub2c8\uc800 \ud53c\ud130 \ub9b0\uce58 \ub610\ud55c \ud380\ub4dc \ucd08\uae30 4\ub144 \ub3d9\uc548\uc740 \uc5f0\uac04 \ud68c\uc804\uc728\uc774 300%\ub85c \ub0ae\uc740 \ud3b8\uc740 \uc544\ub2c8\uc5c8\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub9ce\uc740 \uc778\uae30\ub97c \uc5bb\uc5b4 \ud380\ub4dc\uc5d0 \uc790\uae08\uc774 \ub4e4\uc5b4\uc624\uace0 \uaddc\ubaa8\uac00 \ucee4\uc9c0\uc790 \ud68c\uc804\uc728 110% \uc815\ub3c4\ub97c \uc720\uc9c0\ud588\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc81c\uac00 \ucc3e\uc544\ubcf8 \ubc14\ub85c\ub294 \uc6cc\ub7f0 \ubc84\ud54f\uc758 \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774\uc758 \ucd08\uae30\ub77c\uace0 \ud560 \uc218 \uc788\ub294 1980\ub144~2006\ub144 \ud68c\uc804\uc728\uc740 \uc57d 100%\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc6b0\ub9ac\uc758 \uc0dd\uac01\ubcf4\ub2e4 \ub0ae\uc740 \ud3b8\uc740 \uc544\ub2c8\uc5c8\uc8e0.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">\ud53c\ud130 \ub9b0\uce58\uac00 \ub9d0\ud558\ub294 \uac00\uc7a5 \ud070 \uc2e4\uc218<\/h2>\n\n\n\n<p>\ud53c\ud130 \ub9b0\uce58\ub294 \ud380\ub4dc \ub9e4\ub2c8\uc800 \uc2dc\uc808\uc5d0 \uac00\uc7a5 \ud6c4\ud68c\ub418\ub294 \uac83\uc774 \ubb34\uc5c7\uc774\ub0d0\ub294 \uc9c8\ubb38\uc744 \ubc1b\uc558\ub294\ub370\uc694, \uadf8 \uc9c8\ubb38\uc5d0 \ub2e4\uc74c\uacfc \uac19\uc774 \ub300\ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc9.-\ud53c\ud130-\ub9b0\uce58-\ud22c\uc790-\uc778\uc0dd-\ucd5c\ub300\uc758-\uc2e4\uc218-1024x640.png\" alt=\"\" class=\"wp-image-2517\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201c\uc8fc\uc2dd\uc2dc\uc7a5\uc5d0\uc11c\ub294 \ucd5c\ub300 100%\uae4c\uc9c0\ub9cc \uc190\uc2e4\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0 \uc2dc\uc7a5\uc5d0\uc11c \uc5ec\ub7ec\ubd84\ub4e4\uc774 \ud558\ub294 \uac00\uc7a5 \ud070 \uc2e4\uc218\ub294 \uc88b\uc740 \uae30\uc5c5\uc744 \ub9e4\ub3c4\ud55c \ub4a4\uc5d0 \uc8fc\uac00\uac00 2\ubc30, 3\ubc30, 4\ubc30\uac00 \uc62c\ub77c\uac00\ub294 \uac83\uc785\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \uc0ac\ub78c\ub4e4\uc740 10\ubc30 \uc62c\ub77c\uac08 \uc8fc\uc2dd\uc744 \ud314\uc544\ubc84\ub9ac\ub294 \uc2e4\uc218\ub97c \uc790\uc8fc \uc800\uc9c0\ub974\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\u201d<\/p><p>\uc800\ub3c4 \u2018\ub108\ubb34 \ub9ce\uc774 \uc62c\ub790\uc5b4!\u2019\ub77c\uace0 \ub9d0\ud558\ub294 \uc2e4\uc218\ub97c \uc5ec\ub7ec \ubc88 \uc800\uc9c8\ub800\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uadf8\uac74 \ud2c0\ub9b0 \uc0dd\uac01\uc774\uc5c8\uc8e0. \uc5ec\ub7ec\ubd84\uc740 \uc774 \uc57c\uad6c \uacbd\uae30\uc5d0\uc11c \uc9c0\uae08 \uba87 \uc774\ub2dd\uc5d0 \uc640\uc788\ub294\uc9c0 \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4. \uc800\ub294 \ud1a0\uc774\uc800\ub7ec\uc2a4\ub77c\ub294 \ud68c\uc0ac\ub97c \ub108\ubb34 \uc77c\ucc0d \ud314\uc558\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \ud314\uace0 20\ubc30\ub098 \uc62c\ub77c\uac14\uc8e0. \ud648\ub514\ud3ec\uc5d0\uc11c\ub3c4 \uac19\uc740 \uc2e4\uc218\ub97c \ud588\uace0\uc694. \uc774 \ub450 \uac1c\uac00 \uc81c\uac00 \uc800\uc9c0\ub978 \uac00\uc7a5 \ud070 \uc2e4\uc218\uc785\ub2c8\ub2e4.<\/p><p>\ub9cc\uc57d \uc5ec\ub7ec\ubd84\uc758 \ud310\ub2e8\uc774 \ub9de\uc558\uc744 \ub54c 2\ubc30 \ud639\uc740 3\ubc30\uc758 \uc218\uc775\uc744 \ub9cc\ub4e0\ub2e4\uba74 \ub098\uba38\uc9c0 \ubaa8\ub4e0 20 ~ 30%\uc758 \uc190\uc2e4\uc744 \uc0c1\uc1c4\ud560 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5ec\ub7ec\ubd84\ub4e4\uc740 \uc8fc\uc2dd\uc744 \uc0b4 \ub54c \uc5bc\ub9c8\ub97c \uc783\uc744 \uc218 \uc788\uace0 \uc5bc\ub9c8\ub97c \ubc8c \uc218 \uc788\uc744\uc9c0 \uc0dd\uac01\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc \uc218\uc775 \ub0bc \ub54c \ud070 \uc218\uc775\uc744 \ub0b4\uc57c \ud569\ub2c8\ub2e4. \uc8fc\uc2dd\uc73c\ub85c \ud070\ub3c8\uc744 \uc783\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ub294 \uc5bc\ub9c8\ub97c \ubc8c \uc218 \uc788\uc744\uc9c0 \uc0dd\uac01\ud558\ub294 \uac83\uc774\uace0, \uc81c\uac00 \ub9de\uc558\uc744 \ub54c 2\ubc30 \ud639\uc740 3\ubc30\ub97c \ubc8c \uc218 \uc788\ub294 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\u201d&nbsp;<\/p><p>&#8211; \ud53c\ud130 \ub9b0\uce58<\/p><\/blockquote>\n\n\n\n<p>\ubc84\ud54f \ub610\ud55c \uc7a5\uae30\ud22c\uc790\ub85c\uc11c\uc758 \uc9c4\uba74\ubaa8\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4, 1987\ub144 \ub9e4\uc218\ud55c \ucf54\uce74\ucf5c\ub77c 4\uc5b5 \uc8fc\ub97c \ud604\uc7ac 2020\ub144\uae4c\uc9c0 33\ub144 \ub3d9\uc548 \ub2e8 \ud55c \uc8fc\ub3c4 \ud314\uc9c0 \uc54a\uc558\uc8e0. \ud604\uc7ac \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 1\uc704\uc778 \uc560\ud50c\uc740 2016\ub144, 2\uc704\uc778 \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74\ub294 2008\ub144\uc5d0 \ub9e4\uc218\ud558\uace0 \ubcf4\uc720 \uc911\uc778\ub370\uc694. \ubc84\ud54f\ub3c4 \ud53c\ud130 \ub9b0\uce58\uc758 \ub9d0 \ub300\ub85c 10\ubc30\uc758 \uc218\uc775\ub960\uc744 \ub0b4\ub824\uba74 \uc88b\uc740 \uae30\uc5c5\uc744 \ub9e4\uc218\ud55c \ud6c4 \uc624\ub798 \ubcf4\uc720\ud558\ub294 \uc804\ub7b5\uc744 \uc4f0\uace0 \uc788\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc800 \ub610\ud55c \uc800\ub9cc\uc758 \ud22c\uc790 \uc2a4\ud0c0\uc77c\uc744 \uc775\ud600\ub098\uac00\ub294 \uc911\uc785\ub2c8\ub2e4. \uc18c\uc678\ub41c \uae30\uc5c5 \uc911\uc5d0 \ubbf8\ub798 \uc131\uc7a5\uc131\uc774 \uc788\uac70\ub098 \uac00\uce58\ub300\ube44 \ub9e4\uc6b0 \uc800\ud3c9\uac00\ub41c \uae30\uc5c5\uc744 \ucc3e\uc544 \ud22c\uc790\ud558\ub294 \ubc29\ubc95\uc744 \uc9c0\ud5a5\ud558\ub294\ub370\uc694. \uc2dc\uc7a5\uc5d0\uc11c \uc81c \uac12\uc5b4\uce58\ub97c \uc778\uc815\ubc1b\uc744 \ub54c\uae4c\uc9c0 \uc7a5\uae30\uac04 \ubcf4\uc720\ud558\ub294 \uc804\ub7b5\uc744 \uc4f0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc800\ud3c9\uac00\ub418\uc5b4 \uc788\uace0, \ubbf8\ub798 \uc131\uc7a5\uc131\uc774 \uc88b\uc740 \uae30\uc5c5\uc744 \ucc3e\ub294\ub2e4\uba74 10\ub144 \ub3d9\uc548 \uc218\uba74\uc81c\ub97c \uba39\uace0 \uae68\uc5b4\ub098\ub3c4 \ub420 \uc815\ub3c4\ub85c \ub9c8\uc74c\uc774 \ud3b8\uc548\ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uba87 \ub144 \ud6c4 \uc6b0\ub9ac\uac00 \uc9c0\uae08 \uc544\ub294 \uc560\ud50c, \uc0bc\uc131\uc804\uc790\uc640 \uac19\uc740 \uae30\uc5c5\uc774 \ub420 \uae30\uc5c5\uc744 \ucc3e\uc744 \uc218 \uc788\ub2e4\uba74 \uc815\ub9d0 \uc88b\uaca0\uc9c0\ub9cc \uadf8\ub7f0 \uae30\ud68c\ub294 \uc0ac\ub9c9\uc5d0\uc11c \ubc14\ub298 \ucc3e\uae30\uac19\uc774 \uc5b4\ub824\uc6b4 \uc77c\uc774\uc8e0. \uae30\uc5c5\uc744 \ubd84\uc11d\ud558\uace0 \uc81c \ud310\ub2e8\uc5d0 \uadfc\uac70\ud558\uc5ec \uae30\uc5c5\uc774 \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud55c \ub300\ub85c \uc131\uc7a5\ud558\uae30\ub97c \uafcb\uafcb\uc774 \uae30\ub2e4\ub9b4 \ubfd0\uc785\ub2c8\ub2e4. \uae34 \uc138\uc6d4\uc744 \uae30\ub2e4\ub9ac\uae30 \uc704\ud55c \uac15\ud55c \ud655\uc2e0\uc5d0\ub294 \uadf8 \uae30\uc5c5\uc758 \uc0ac\uc5c5\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\uc640 \uba85\ud655\ud55c \ub370\uc774\ud130\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uadf8\ub7f0 \ub208\uc744 \ud0a4\uc6b0\uae30 \uc704\ud574 \uc55e\uc73c\ub85c\ub3c4 \uc5f4\uc2ec\ud788 \uacf5\ubd80\ud558\uace0 \uae00\uc744 \uc4f0\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c, \uc800\ub294 \uc18c\uc218 \uba87 \uac1c\uc758 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc544\ub2cc \uc5ec\ub7ec \uac1c\uc758 \uc11c\ub85c \uad00\ub828\uc774 \uc801\uc740 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud558\ub294 \ubd84\uc0b0\ud22c\uc790 \ubc29\uc2dd\uc73c\ub85c \ud22c\uc790\ub97c \ud574\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370\ub3c4, \uc800\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\uc11c \uba87\uba87 \uae30\uc5c5\uc740 \ud070 \ube44\uc911\uc73c\ub85c \uc9d1\uc911\ud22c\uc790\ub97c \ud558\uace0 \uc788\ub294\ub370\uc694. \uadf8 \uae30\uc5c5\uc5d0 \ub300\ud574 \ud655\uc2e0\uc774 \ud070 \ub9cc\ud07c \ube44\uc911\uc774 \ucee4\uc9c0\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\uadfc \uc138\uacc4\uc801\uc73c\ub85c \uc8fc\uac00\uac00 \uc0c1\uc2b9\ud558\uba74\uc11c \uc81c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub3c4 \uc0c1\uc2b9\ud588\uc9c0\ub9cc, \ud070 \ube44\uc911\uc744 \uac00\uc9c0\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud070 \uc131\uacfc\ub97c \ub0b4\uc9c0 \ubabb\ud55c \uc885\ubaa9\ub3c4 \uc788\ub294\ub370\uc694. \uc8fc\uc2dd\uc2dc\uc7a5\uc5d0 \ub3d9\ucc38\ud558\uc9c0 \ubabb\ud558\ub294 \uc774 \uc885\ubaa9\uc744 \ubcf4\uba74 \uac00\ub054 \uc81c \uc0dd\uac01\uc774 \ud754\ub4e4\ub9ac\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9e4\uc77c\ub9e4\uc77c \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc18c\uc704 \u2018\ubbf8\uc2a4\ud130 \ub9c8\ucf13\u2019\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uc0ac\ub098\uc774\uac00 \uc800\uc5d0\uac8c \uc640 \uc8fc\uc2dd\uc744 \ud314\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc800\ub3c4 \uadf8\ub7f4 \ub54c\ub294 \u201c\ub0b4 \ud310\ub2e8\uc774 \ud2c0\ub9b0 \uac78\uae4c? \ub0b4\uac00 \ubaa8\ub974\ub294 \ubb34\uc5b8\uac00\uac00 \uc788\ub294 \uac78\uae4c?\u201d \ud558\uba70 \uc774 \uae30\uc5c5\uc5d0 \ub300\ud55c \ud22c\uc790\ub97c \uc911\ub2e8\ud560\uae4c \ud604\ud639\ub418\ub824\uace0\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uadf8\ub7f0\ub370\ub3c4 \uc800\ub294 \uc544\uc9c1 \uc774 \uae30\uc5c5\uc5d0 \ud22c\uc790\ud55c \uc81c \ud310\ub2e8\uc774 \ud2c0\ub838\ub2e4\ub294 \uac83\uc744 \ucc3e\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uc5c5\uc740 \ub9ce\uc740 \uacbd\uc7c1\uc790\uac00 \ub4e4\uc5b4\uc624\uace0 \uc788\uace0, \uc5b4\ub290 \uc815\ub3c4 \ubd88\ud655\uc2e4\uc131\uc774 \uc788\uc9c0\ub9cc \uc81c \uc0dd\uac01\uacfc \ud06c\uac8c \ub2e4\ub974\uc9c0 \uc54a\uac8c \ub9e4 \ubd84\uae30\ub97c \uc131\uc7a5\ud574 \ub098\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud55c \ub2ec\uac04\uc758 \uc5ec\ud589\uc5d0\uc11c \uc5ec\ub7ec \uac00\uc9c0 \ub178\uc774\uc988\ub85c\ubd80\ud130 \ubc97\uc5b4\ub098\uace0 \ub9e4\ub9e4\uc5d0 \ub300\ud55c \uc720\ud639\uc744 \ub5a8\uccd0\ubc84\ub9b4 \ub54c \uc5bb\ub294 \uac83\uc774 \ubb34\uc5c7\uc778\uc9c0 \ub290\uaf08\ub294\ub370\uc694. \uc774 \uae30\uc5c5\uc5d0 \ub300\ud574\uc11c\ub294 \uc870\uae08 \ub354 \uae34 \uc5ec\ud589\uc744 \ub5a0\ub098\uc57c \ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc81c \ud310\ub2e8\uc774 \ub9de\ub294\ub2e4\uba74 \uc5b8\uc820\uac00\ub294 \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \uc81c \uac12\uc5b4\uce58\ub97c \uc778\uc815\ubc1b\ub294 \ub0a0\uc774 \uc624\uaca0\uc9c0\uc694. \uadf8\ub7f0\ub370\ub3c4 \uc774 \uae30\uc5c5\uc758 \uacbd\uc601\uc0c1\ud669\uc5d0 \ub300\ud55c \ud0d0\uad6c\ub97c \uba48\ucd94\uc9c0\ub294 \uc54a\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5ec\ub7ec\ubd84\ub3c4 \ucc98\uc74c \ud22c\uc790\ud560 \ub54c \uadf8 \ub9c8\uc74c\uc744 \uc78a\uc9c0 \ub9c8\uc2dc\uace0, \uc5ec\ub7ec\ubd84\uc758 \ud310\ub2e8\uc774 \uc2e4\ud604\ub420 \ub54c\uae4c\uc9c0 \u2018\ubbf8\uc2a4\ud130 \ub9c8\ucf13\u2019 \uadf8\ub9ac\uace0 \u2018\ubbf8\ub514\uc5b4 \ub178\uc774\uc988\u2019\ub85c\ubd80\ud130 \uc798 \uacac\ub38c \uacb0\uad6d\uc5d0\ub294 \ub2ec\ucf64\ud55c \ud22c\uc790\uc758 \uacfc\uc2e4\uc744 \uc5bb\uc73c\uc2dc\uae38 \uc800\ub3c4 \uc5fc\uc6d0\ud558\uace0 \uc788\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc0c1 12\uc6d4\uc5d0 \uc804\ud558\ub294 \ub3d9\uc774\uc758 \ud22c\uc790 \uc774\uc57c\uae30\uc600\uc2b5\ub2c8\ub2e4. \uc870\uae08 \uc774\ub974\uc9c0\ub9cc, \ucf54\ub85c\ub098 \ub54c\ubb38\uc5d0 \ud798\ub4e4\uc5c8\ub358 2020\ub144 \ub9c8\ubb34\ub9ac \uc798\ud558\uc2dc\uace0 \ud22c\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc790\uc2e0\uc5d0 \ub300\ud55c \ud22c\uc790\ub3c4 \uc798 \ucc59\uae30\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4. \ub0b4\ub144 2021\ub144 \uc5ed\uc2dc \ub9e4\uc6d4 \uc804\ud558\ub294 &lt;\ub3d9\uc774\uc758 \ud22c\uc790 \uc774\uc57c\uae30&gt;\ub294 \uacc4\uc18d\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\">\ub2e4\uc74c \uc774\uc57c\uae30<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?w=668&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2020\/12\/\uadf8\ub9bc10.-\ubaa8\ub4e0-\uc8fc\uc2dd\uc744-\uc18c\uc720\ud558\ub77c.jpg\" alt=\"\" class=\"wp-image-2518\" data-recalc-dims=\"1\" \/><figcaption>\uadf8\ub9bc10. \ubaa8\ub4e0 \uc8fc\uc2dd\uc744 \uc18c\uc720\ud558\ub77c, \uc874 \ubcf4\uae00.<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc778\ub371\uc2a4 \ud380\ub4dc\uc758 \ucc3d\uc2dc\uc790 \uc874 \ubcf4\uae00\uc740 \u201c\ud68c\uc804\uc728\uc774 \ub0ae\uace0, \ud6c8\ub828\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc804\ub7b5\uc744 \uad6c\uc0ac\ud558\ub294 \uc800\ube44\uc6a9 \uc778\ub371\uc2a4 \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\ub77c\u201d\ub77c\uace0 \ud569\ub2c8\ub2e4. \ucd5c\uadfc \ub4e4\uc5b4 \uc778\ub371\uc2a4 \ud380\ub4dc\uc5d0 \uc720\uc785\ub418\ub294 \uc790\uae08\uc740 \uacfc\uac70\uc640 \ube44\uad50\ud574\uc11c \ud070 \uc0c1\uc2b9\uc138\ub97c \ud0c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub9cc\ud07c \uc77c\ubc18\ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uac00\uc7a5 \ucd94\ucc9c\ub418\ub294 \ubc29\ubc95\uc774\uba70 \ud6a8\uc728\uc801\uc778 \ubc29\ubc95\uc73c\ub85c \uc778\uc815\ubc1b\uace0 \uc788\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<p>\uc800\uc790\ub294 \uc778\ub371\uc2a4 \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\uace0 \ub2e4\ub978 \uc778\uae30 \uc788\ub294 \ud380\ub4dc\ub098 \uc8fc\uc2dd\uc73c\ub85c \uac08\uc544\ud0c0\uc9c0 \uc54a\ub294 \ud22c\uc790\uc790\ub4e4\uc740 \uc2dc\uc7a5\uc758 \uc6ec\ub9cc\ud55c \ud380\ub4dc \ub9e4\ub2c8\uc800\ub4e4\uc758 \ud380\ub4dc\ubcf4\ub2e4 \ub192\uc740 \uc218\uc775\ub960\uc744 \uac70\ub450\uace0 \uc788\uc744 \uac70\ub77c\uace0 \ud558\ub294\ub370\uc694. \uacfc\uc5f0 \uc774 \ub9d0\uc774 \uc0ac\uc2e4\uc77c\uae4c\uc694?&nbsp; \ub2e4\uc74c \uae00\uc5d0\uc11c\ub294 \uc778\ub371\uc2a4 \ud380\ub4dc\uc5d0 \ub300\ud55c \uae00\ub85c \ucc3e\uc544\uc624\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ucc38\uace0\ubb38\ud5cc<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/youtu.be\/GlYuLnQJG2A\">[\uc874\ub9ac\ub300\ud45c\u2019s \uae08\uc735\uacf5\ubd80] \ud68c\uc804\uc728\uc774\ub780?<\/a><\/li><li><a href=\"http:\/\/www.koreastock.co.kr\/main\/bbs\/content_print.cmd?nn_id=5&amp;vc_bid=investorguide\">\uc8fc\uc2dd\ub9e4\ub9e4 \ud68c\uc804\uc728\uacfc \uc218\uc775\ub960\uc758 \uc0c1\uad00\uad00\uacc4 \ubd84\uc11d, \ud55c\ud654\ud22c\uc790\uc99d\uad8c<\/a><\/li><li><a href=\"https:\/\/news.mt.co.kr\/mtview.php?no=2020072217112812049\">\ub0b4\ub144\ubd80\ud130 \uc99d\uad8c\uac70\ub798\uc138 \uc778\ud558\u2026 \ub2e8\ud0c0 \uc99d\uac00? \uc2dc\uc7a5 \ud65c\uc131\ud654?<\/a><\/li><li><a href=\"https:\/\/www.valuechampion.co.kr\/investing\/%ED%8F%89%EA%B7%A0-%EC%A3%BC%EC%8B%9D-%ED%88%AC%EC%9E%90-%EC%A6%9D%EA%B6%8C%EC%82%AC-%EC%88%98%EC%88%98%EB%A3%8C#nogo\">\uc99d\uad8c\uc0ac\ubcc4 \uc218\uc218\ub8cc \uc815\ub9ac, ValueChampion<\/a><\/li><li><a href=\"http:\/\/marketdata.krx.co.kr\/mdi#document=undefined&amp;5652b5b54b8c78c4a3ec723caac5728a=1\">\ud68c\uc804\uc728 \uc0c1\uc704, \ud55c\uad6d\uac70\ub798\uc18c<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud22c\uc790\ub97c \uacf5\ubd80\ud558\uba70 \uc27d\uac8c \uc815\ub9ac\ud574 \uc778\uc0ac\uc774\ud2b8\uc640 \ud568\uaed8 \uc804\ud569\ub2c8\ub2e4. \uc774 \uae00\uacfc \ud568\uaed8 \ud22c\uc790\uc640 \ub354 \uce5c\ud574\uc9c0\uae30 \ubc14\ub78d\ub2c8\ub2e4.[\ud3b8\uc9d1\uc790\uc8fc] \uc800\ub294 \ucd5c\uadfc \ud55c \ub2ec\uac04 \uae34 \uc5ec\ud589\uc744 \ub2e4\ub140\uc654\ub294\ub370\uc694, \uadf8\ub3d9\uc548\uc740 \uc804\ud654\ub3c4 \uc778\ud130\ub137\ub3c4 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