{"id":3879,"date":"2021-05-25T22:04:08","date_gmt":"2021-05-25T13:04:08","guid":{"rendered":"https:\/\/whatevers.io\/?p=3879"},"modified":"2021-05-26T07:35:37","modified_gmt":"2021-05-25T22:35:37","slug":"%eb%8f%88%ec%9d%b4-%eb%aa%b0%eb%a6%ac%eb%8a%94-%ea%b3%b3-%ea%b8%80%eb%a1%9c%eb%b2%8c-%ed%95%80%ed%85%8c%ed%81%ac-%ec%8b%9c%ec%9e%a5%ec%9d%80-%ec%96%b4%eb%94%94%eb%a1%9c-%ed%96%a5%ed%95%98%eb%8a%94","status":"publish","type":"post","link":"https:\/\/whatevers.kr\/?p=3879","title":{"rendered":"\ub3c8\uc774 \ubab0\ub9ac\ub294 \uacf3, \uae00\ub85c\ubc8c \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc5b4\ub514\ub85c \ud5a5\ud558\ub294\uac00"},"content":{"rendered":"\n<p>\uc6b0\ub9ac\ub294 \ub298 \ub3c8\uacfc \ud568\uaed8 \uc0b4\uc544\uac00\uace0 \uc788\ub2e4. \ub3c8\uc744 \ubc8c\uace0, \ub3c8\uc744 \uc4f0\uace0, \ub3c8\uc744 \ubaa8\uc73c\uace0 \ub9d0\uc774\ub2e4. \ud2b9\ud788 \ub3c8\uc744 \uc0ac\uc6a9\ud560 \ub54c, \uac1c\uc778\uc801\uc73c\ub85c \ud558\ub8e8\uc5d0 \ucd5c\uc18c \ud55c \ubc88 \uc774\uc0c1 \ubc18\ub4dc\uc2dc \uc0ac\uc6a9\ud558\ub294 \ud540\ud14c\ud06c \uc11c\ube44\uc2a4\uac00 \uc788\ub2e4. \ubc14\ub85c \uc1a1\uae08 \uc11c\ube44\uc2a4\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc5ec\ub7ec \uba85\uc774\uc11c \ubc25\uc744 \uba39\uace0 1\/N \uc815\uc0b0\ud560 \ub54c \uc0ac\uc6a9\ud558\uace0, \uacbd\uc870\uc0ac\ube44\ub97c \uc1a1\uae08\ud574\uc57c \ud560 \ub54c\ub3c4 \uc5f0\ub77d\ucc98\ub9cc \uc54c\uba74 \uc27d\uac8c \ub3c8\uc744 \uc1a1\uae08\ud560 \uc218 \uc788\ub2e4. \uc774\uc81c \ub354 \uc774\uc0c1 \uc740\ud589 \uc5b4\ud50c\uc5d0 \uc9c1\uc811 \ub85c\uadf8\uc778 \ud560 \ud544\uc694\ub3c4, \uc0c1\ub300\ubc29\uc758 \uacc4\uc88c\ubc88\ud638\ub97c \uc54c \ud544\uc694\ub3c4 \uc5c6\uac8c \ub418\uc5c8\ub2e4. \ub3c8\uc4f0\uae30 \ucc38 \uc26c\uc6b4 \uc138\uc0c1\uc774\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"668\" height=\"428\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=668%2C428&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png\" alt=\"\" class=\"wp-image-3883\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png?w=787&amp;ssl=1 787w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png?resize=300%2C192&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png?resize=768%2C492&amp;ssl=1 768w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png?resize=100%2C64&amp;ssl=1 100w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc1_\ubca4\ubaa8-1.png?resize=700%2C448&amp;ssl=1 700w\" data-sizes=\"auto, (max-width: 668px) 100vw, 668px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc1&gt; \ubca4\ubaa8<\/figcaption><\/figure><\/div>\n\n\n\n<p>\ud2b9\ud788 \uc694\uc998 \ubbf8\uad6d \uc2dc\uc7a5\uc5d0\uc11c \uc1a1\uae08 \uc11c\ube44\uc2a4\uc640 \uad00\ub828\ud574 \ud56b\ud55c \ud0a4\uc6cc\ub4dc\uac00 \uc788\ub2e4\uace0 \ud55c\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-style-large is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>\u201cCan you venmo me?\u201d<\/strong><\/p><p><strong>\u201cI\u2019ll venmo you\u201d<\/strong><\/p><\/blockquote>\n\n\n\n<p>\u201cSearch\u201d\ud558\uba74 \u201cGoogle\u201d\uc774 \ub5a0\uc624\ub974\ub294 \uac83\ucc98\ub7fc, \ub3c8\uc744 \uc1a1\uae08 \ud574\uc57c\ud560 \ub54c \ubbf8\uad6d\uc778\ub4e4\uc740 \uae00\ub85c\ubc8c \uc628\ub77c\uc778 \uacb0\uc81c \ud50c\ub7ab\ud3fc 1\uc704 \uae30\uc5c5, Paypal\uc758 Venmo\uc11c\ube44\uc2a4\ub97c \ub5a0\uc62c\ub9b0\ub2e4\uace0 \ud55c\ub2e4. \ud2b9\uc815 \uae30\uc5c5\uc758 \ube0c\ub79c\ub4dc \uac19\uc740 \uace0\uc720\uba85\uc0ac\uac00 \uc77c\ubc18\ub3d9\uc0ac\ub85c \uc790\ub9ac \uc7a1\ub294 \uc21c\uac04, \uc774 \uae30\uc5c5\uc758 \uacbd\uc7c1\ub825\uc740 \ub3c5\ubcf4\uc801\uc774\ub77c \ub9d0\ud560 \uc218 \uc788\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ub7f0 \uc1a1\uae08 \uc11c\ube44\uc2a4\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud68d\uae30\uc801\uc778 \ud3b8\ub9ac\ud568\uc744 \uc81c\uacf5\ud574\uc8fc\uc5c8\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc774\ubbf8 \uc6b0\ub9ac \uc77c\uc0c1\uc5d0 \uae4a\uc219\ud788 \ub4e4\uc5b4\uc640 \uc788\ub294 \ud544\uc218\uc801\uc778 \uc11c\ube44\uc2a4\uac00 \ub418\uc5c8\ub2e4. \ud2b9\ud788 \uae00\ub85c\ubc8c \uae08\uc735\uc0b0\uc5c5\uc740 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \uc774\ud6c4 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\uace0 \uc788\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc744 \ud1b5\ud574 \ud604\uc7ac \uae00\ub85c\ubc8c \uae08\uc735 \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubc29\ud5a5\uc131\uc744 \uac00\uc9c0\uace0 \ubcc0\ud654\ud558\uace0 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uace0\uc790 \ud55c\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\uc6b0\ub9ac\ub294 \uc774\ubbf8 \ud604\uae08 \uc5c6\uc774 \uc0b4\uc544\ub3c4 \uc0b4\ub9cc\ud55c \uc138\uc0c1\uc5d0 \uc0b4\uace0 \uc788\ub2e4<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=615%2C460&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc2_cashless.png\" alt=\"\" class=\"wp-image-3885\" width=\"615\" height=\"460\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc2_cashless.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc2_cashless.png?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc2_cashless.png?resize=100%2C75&amp;ssl=1 100w\" data-sizes=\"auto, (max-width: 615px) 100vw, 615px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc2&gt; \ud32c\ub370\ubbf9 \uc774\ud6c4 \ud604\uae08 \uc0ac\uc6a9 \uacc4\ud68d \uc870\uc0ac\uacb0\uacfc .\/ The Financial Brand<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ud604\uae08 \uacb0\uc81c \ube44\uc911\uc740 \uac10\uc18c\ud558\uace0 \uc788\ub2e4. 2019\ub144 31%\uc5d0\uc11c 2024\ub144\uc5d0\ub294 17%\ub85c \ucd95\uc18c\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uace0 \uc788\ub2e4. \uc774\ubbf8 \uc77c\ubd80 \uc720\ub7fd \uad6d\uac00\ub4e4\uc740 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c \uc811\uc5b4\ub4e4\uace0 \uc788\uc73c\uba70, \uc2a4\uc6e8\ub374\uc758 \ub300\ubd80\ubd84 \uc0c1\uc810\uc5d0\uc11c\ub294 \uc9c0\ubd88 \uc218\ub2e8\uc744 \uce74\ub4dc\ub85c \ud55c\uc815\ud558\uace0 \ud604\uae08 \uacb0\uc81c\ub97c \uac70\uc808\ud558\ub294 \uc0ac\ub840\ub3c4 \ub298\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c \uc5ed\uc2dc \ud604\uae08\uc744 \uc0ac\uc6a9\ud560 \uc77c\uc774 \uac08\uc218\ub85d \uc904\uc5b4\ub4e4\uace0 \uc788\ub2e4. \uc2a4\ud0c0\ubc85\uc2a4\ub294 \ud604\uae08 \uc5c6\ub294 \ub9e4\uc7a5\uc744 \uc6b4\uc601\ud558\uace0 \uc788\uc73c\uba70, \ud55c\uad6d\uc740\ud589\uc740 \ud604\uc7ac \ub3d9\uc804 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uc900\ube44\ud558\uace0 \uc788\ub2e4. \ucd5c\uadfc \ud544\uc790 \uc5ed\uc2dc\ub3c4 \ud604\uae08\uc744 \uc0ac\uc6a9\ud55c \uae30\uc5b5\uc774 \uc190\uc5d0 \uaf3d\uc744 \uc815\ub3c4\uc774\ub2c8 \uc774\ub294 \ub354 \uc774\uc0c1 \ub0a8\uc758 \uc774\uc57c\uae30\uac00 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb34\uc5c7\ubcf4\ub2e4 \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ud655\uc0b0\ub418\uace0 \uc911\uc559\uc740\ud589\uc758 \ub514\uc9c0\ud138\ud654\ud3d0(CBDC)\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\uac00 \ud65c\ubc1c\ud788 \uc9c4\ud589\ub418\uba74\uc11c, \ud604\uae08 \uc885\ub9d0\uc758 \uc2dc\uacc4\ub294 \ub354 \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\ub2e4. \uac01\uad6d \uc815\ubd80 \uc815\ucc45\uacfc \ud3b8\ub9ac\uc131 \ub4f1\uc744 \uac10\uc548\ud558\uba74, \ud32c\ub370\ubbf9 \uc774\ud6c4\uc5d0\ub3c4 \ud604\uae08 \uc0ac\uc6a9\ub7c9\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uac10\uc18c \ucd94\uc138\uc5d0 \uc788\ub294 \uac83\uc744 \uc54c \uc218 \uc788\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\uc628\ub77c\uc778\/\ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=668%2C286&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc3_\uc628\ub77c\uc778\uaca8\uc81c.png\" alt=\"\" class=\"wp-image-3886\" width=\"668\" height=\"286\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc3_\uc628\ub77c\uc778\uaca8\uc81c.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc3_\uc628\ub77c\uc778\uaca8\uc81c.png?resize=300%2C128&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc3_\uc628\ub77c\uc778\uaca8\uc81c.png?resize=100%2C43&amp;ssl=1 100w\" data-sizes=\"auto, (max-width: 668px) 100vw, 668px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc3&gt; \uc628\ub77c\uc778 \uacb0\uc81c .\/ Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uc624\ud504\ub77c\uc778\uc5d0\uc11c \uc628\ub77c\uc778\uc73c\ub85c \uace0\uac1d \uc811\uc810(Moments of Truth) \uc790\uccb4\uac00 \uc774\ub3d9\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788 \ud32c\ub370\ubbf9\uc5d0 \ub530\ub978 \uc628\ub77c\uc778 \uacb0\uc81c \uc218\uc694 \uc99d\uac00\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc18c\ube44\ud2b8\ub80c\ub4dc\ub97c \ubcc0\ud654\uc2dc\ucf30\ub2e4. \ube44\ubc00\ubc88\ud638\ub098 \uc9c0\ubb38\uc778\uc2dd\uc744 \ud1b5\ud55c \ube44\ub300\uba74 \uacb0\uc81c\uc758 \ud3b8\ub9ac\ud568\uc744 \uacbd\ud5d8\ud55c \uc0ac\ub78c\ub4e4\uc740 \ub354\uc774\uc0c1 \uae30\uc874\uc758 \ubc29\uc2dd\uc73c\ub85c \ub3cc\uc544\uac00\uc9c0 \uc54a\uc744 \ud655\ub960\uc774 \ub192\ub2e4.<\/p>\n\n\n\n<p>\uc5b4\ub290 \ub0a0, \ud544\uc790\ub294 \uc9c0\uac11\uc5c6\uc774 \uc2a4\ub9c8\ud2b8\ud3f0\ub9cc\uc73c\ub85c \ud558\ub8e8\ub97c \uc0b4\uc544\ubcf8 \uc801\uc774 \uc788\ub2e4. \ub124\uc774\ubc84\ud398\uc774\uc640 \uce74\uce74\uc624\ud398\uc774\uc5d0 \uc774\ubbf8 \uce74\ub4dc\ub4f1\ub85d\uc744 \ud574\ub454\ud130\ub77c \ud544\uc790\ub294 \uadf8 \ub0a0 \ud558\ub8e8 \uc5b4\ub5a4 \ubd88\ud3b8\ud568\ub3c4 \ub290\ub07c\uc9c0 \ubabb\ud55c\ucc44 \uc0dd\ud65c\ud560 \uc218 \uc788\uc5c8\ub2e4. \uc624\ud788\ub824 \uba87\uba87 \uac00\uac8c\uc5d0\uc11c \ud398\uc774 \uacb0\uc81c\uac00 \uc548\ub418\ub294 \uac83\uc744 \ubcf4\uace0 \ub2f5\ub2f5\ud568\uc744 \ub290\ub084 \uc815\ub3c4\uc600\uc73c\ub2c8, \uc774\ubbf8 \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ud3b8\ub9ac\ud568\uc5d0 \ube60\uc838\uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\ud604\uba85\ud55c \uc18c\ube44\uc790\uac00 \ub298\uace0 \uc788\ub2e4&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=578%2C317&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc4_\ubc45\ud06c\uc0d0\ub7ec\ub4dc-2.png\" alt=\"\" class=\"wp-image-3897\" width=\"578\" height=\"317\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc4_\ubc45\ud06c\uc0d0\ub7ec\ub4dc-2.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc4_\ubc45\ud06c\uc0d0\ub7ec\ub4dc-2.png?resize=300%2C165&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc4_\ubc45\ud06c\uc0d0\ub7ec\ub4dc-2.png?resize=100%2C55&amp;ssl=1 100w\" data-sizes=\"auto, (max-width: 578px) 100vw, 578px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc4> \ud55c\uad6d \ub300\ud45c \uae08\uc735 \ud50c\ub7ab\ud3fc \uae30\uc5c5 \ubc45\ud06c\uc0d0\ub7ec\ub4dc .\/ \ubc45\ud06c\uc0d0\ub7ec\ub4dc \ud648\ud398\uc774\uc9c0<\/figcaption><\/figure><\/div>\n\n\n\n<p>\ucd5c\uadfc \ud55c\uad6d\uc5d0\uc11c \ud56b\ud558\uac8c \ub728\uace0 \uc788\ub294 \uae08\uc735 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc744 \ub5a0\uc62c\ub9ac\uc790\uba74, \ubc45\ud06c\uc0d0\ub7ec\ub4dc\uac00 \ub5a0\uc624\ub978\ub2e4. \ubc45\ud06c\uc0d0\ub7ec\ub4dc\ub294 \uae08\uc735 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uace0\uac1d\uc5d0\uac8c \uc801\ud569\ud55c \uc0c1\ud488\uc744 \ucd94\ucc9c\ud574 \uc8fc\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc18c\ube44\uc790\ub294 \uc0c1\ud488\uc744 \uc9c1\uc811 \ube44\uad50, \uc120\ud0dd\ud568\uc73c\ub85c\uc368, \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uacbd\ud5d8\ud560 \uc218 \uc788\ub2e4. \ub354 \uc774\uc0c1 \uc624\ud504\ub77c\uc778\uc5d0\uc11c \uc9c1\uc811 \uc774 \uc740\ud589, \uc800 \uc740\ud589 \ubc29\ubb38\ud560 \ud544\uc694\uac00 \uc5c6\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc740\ud589 \ubc0f \uce74\ub4dc\uc0ac\ub97c \ube44\ub86f\ud55c \uc804\ud1b5 \uae08\uc735\uc0ac\ub4e4\uc740 \uc790\uc0ac\uc758 \uc0c1\ud488 \ud310\ub9e4\ub97c \uc6b0\uc120\uc2dc \ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \ud0dc\uc0dd\uc801 \ud55c\uacc4\ub97c \uac00\uc9c0\uace0 \uc788\ub2e4. \ubc18\uba74 \uc628\ub77c\uc778 \uae08\uc735 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc740 \ub2e4\uc591\ud55c \uae08\uc735\uc0ac\ub4e4\uc758 \uc0c1\ud488\uc744 \uad6c\ube44\ud558\uace0, \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc790\uc2e0\uc758 \uae08\uc735 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ucd5c\uc801\ud654\ub41c \uc815\ubcf4\ub97c \uc81c\uacf5\ud574\uc8fc\ub294 \uc628\ub77c\uc778 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc744 \uc18c\ube44\uc790\ub4e4\uc740 \ub9c8\ub2e4\ud560 \uc774\uc720\uac00 \uc5c6\ub294 \uac83\uc774\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\uc5d0 \ub530\ub77c \uc18c\ube44\uc790\ub4e4\uc740 \uac1c\uc778\uc5d0\uac8c \ucd5c\uc801\ud654\ub41c \uae08\uc735 \uc0c1\ud488\uc744 \uc81c\uacf5\ubc1b\uc74c\uc73c\ub85c\uc368 \ub9cc\uc871\ub3c4\uac00 \uc62c\ub77c\uac08 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub354\uc6b1 \ud604\uba85\ud55c \uc18c\ube44\uc790\uac00 \ub418\ub294 \uac83\uc774\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\uacb0\uad6d, \ud575\uc2ec\uc740 \ub3c8\uc774 \ub418\ub294 \uc815\ubcf4\ub97c \uac16\ub294 \uac83<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=654%2C147&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc5_\ud398\uc774\ud314\uc2a4\ud018\uc5b4.png\" alt=\"\" class=\"wp-image-3888\" width=\"654\" height=\"147\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc5_\ud398\uc774\ud314\uc2a4\ud018\uc5b4.png?w=603&amp;ssl=1 603w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc5_\ud398\uc774\ud314\uc2a4\ud018\uc5b4.png?resize=300%2C68&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc5_\ud398\uc774\ud314\uc2a4\ud018\uc5b4.png?resize=100%2C23&amp;ssl=1 100w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc5_\ud398\uc774\ud314\uc2a4\ud018\uc5b4.png?resize=600%2C136&amp;ssl=1 600w\" data-sizes=\"auto, (max-width: 654px) 100vw, 654px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc5&gt; \ubbf8\ub798 \uc131\uc7a5\uc131\uc774 \uae30\ub300\ub418\ub294 \ud398\uc774\ud314(Paypal)\uacfc \uc2a4\ud018\uc5b4(Square)<\/figcaption><\/figure><\/div>\n\n\n\n<p>\uad81\uadf9\uc801\uc73c\ub85c \uae08\uc735 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc874 B2B \uae30\ubc18\uc774 \uc544\ub2cc B2C \uae30\ubc18\uc73c\ub85c \uc774\ub3d9\ud558\uace0 \uc788\ub2e4. \uace0\uac1d \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4. \uae08\uc735 \ud50c\ub7ab\ud3fc \uae30\uc5c5\ub4e4\uc774 \uc6d0\ud558\ub294 \uac83\uc740 \ubc14\ub85c \ub3c8\uc774 \ub418\ub294 \uc815\ubcf4\ub97c \ud655\ubcf4\ud558\uace0, \uc774\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\uc5ec \ud50c\ub7ab\ud3fc\uc744 \uc911\uc2ec\uc73c\ub85c \ud558\ub294 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud558\uace0\uc790 \ud558\ub294 \uac83\uc774\ub2e4. \uc989 \uc0dd\ud0dc\uacc4 \uc18d\uc5d0\uc11c \uac00\ub9f9\uc810\uc790\uc640 \uc18c\ube44\uc790 \ubaa8\ub450\uc758 \ud6a8\uc6a9\uc744 \uadf9\ub300\ud654\ud568\uc73c\ub85c\uc368 \uc0dd\ud0dc\uacc4 Lock-in \ud6a8\uacfc\ub294 \ubb3c\ub860 \uc0dd\ud0dc\uacc4\uc640 \uac19\uc774 \uc131\uc7a5\ud574 \ub098\uac00\ub294 \uac83\uc774 \uad81\uadf9\uc801\uc778 \uc9c0\ud5a5\uc810\uc774\ub2e4.<\/p>\n\n\n\n<p>\uac00\ub9f9\uc810\uc740 \ubb3c\ub860 \uc18c\ube44\uc790\ub4e4\uc758 \uc815\ubcf4\ub97c \ud655\ubcf4\ud558\uace0 \uc774\ub97c \ud65c\uc6a9\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc0dd\ud0dc\uacc4\ub85c\uc758 \uc720\uc785\uacfc \uc0dd\ud0dc\uacc4 \uad6c\uc131\uc6d0\uc758 \ubc1c\uc804\uc744 \uac15\ud654\ud558\ub294, \uc120\uc21c\ud658 \uad6c\uc870\uc758 \uc0dd\ud0dc\uacc4 \uad6c\ucd95\uc774 \ubaa9\uc801\uc778 \uac83\uc774\ub2e4. \uc911\uad6d\uc758 \uc54c\ub9ac\ubc14\ubc14\uc640 \ud150\uc13c\ud2b8\ub85c\ubd80\ud130 \uc2dc\uc791\ub41c \uc774\ub7ec\ud55c \uc804\ub7b5\uc740 \uc774\uc81c \ubbf8\uad6d\uc758 Paypal\uacfc Square\ub294 \ubb3c\ub860 \ud55c\uad6d\uc758 \ub124\uc774\ubc84, \uce74\uce74\uc624 \ub4f1 \uc138\uacc4 \uac01\uad6d\uc758 \uae08\uc735 \ud50c\ub7ab\ud3fc \uae30\uc5c5\ub4e4\uc758 \uacf5\ud1b5\ub41c \uc9c0\ud5a5\uc810\uc774 \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\uae00\ub85c\ubc8c \uae08\uc735\uc11c\ube44\uc2a4\uc758 \uc774\ub3d9<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/themes\/veen\/assets\/images\/transparent.gif?resize=578%2C349&#038;ssl=1\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc6_\uc2dc\uac00\ucd1d\uc561-1.png\" alt=\"\" class=\"wp-image-3891\" width=\"578\" height=\"349\" data-srcset=\"https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc6_\uc2dc\uac00\ucd1d\uc561-1.png?w=512&amp;ssl=1 512w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc6_\uc2dc\uac00\ucd1d\uc561-1.png?resize=300%2C181&amp;ssl=1 300w, https:\/\/i0.wp.com\/whatevers.kr\/wp-content\/uploads\/2021\/05\/\uadf8\ub9bc6_\uc2dc\uac00\ucd1d\uc561-1.png?resize=100%2C60&amp;ssl=1 100w\" data-sizes=\"auto, (max-width: 578px) 100vw, 578px\" data-recalc-dims=\"1\" \/><figcaption>&lt;\uadf8\ub9bc6&gt; \ubbf8\uad6d \uae08\uc735\uc11c\ube44\uc2a4 \uc139\ud130 \uc2dc\ucd1d \uc21c\uc704: 05\ub144 vs 20\ub144 .\/ Bloomberg<\/figcaption><\/figure><\/div>\n\n\n\n<p>\ud604\uc7ac \uae00\ub85c\ubc8c \uae08\uc735\uc0b0\uc5c5\uc5d0\uc11c \uc2dc\uac00\ucd1d\uc561 1\uc704\ub294 \uc6cc\ub80c\ubc84\ud54f\uc774 \uc6b4\uc601\ud558\ub294 \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774(Berkshire Hathaway)\uc774\ub2e4. \ub4a4\ub97c \uc774\uc5b4 \ube44\uc790(Visa), \ub9c8\uc2a4\ud130\uce74\ub4dc(Master Card), JP\ubaa8\uac74(JP Morgan), \ud398\uc774\ud314(Paypal) \uc21c\uc73c\ub85c \uc774\ub904\uc838 \uc788\ub2e4. \uc560\ud50c(Apple), \uc544\ub9c8\uc874(Amazon) \ub4f1\uc5d0 \ub300\ud55c \ud22c\uc790 \uac00\uce58\uc5d0 \ub300\ud55c \ud3c9\uac00\uac00 \ub4e4\uc5b4\uac04 \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774(Berkshire Hathaway)\ub97c \uc81c\uc678\ud558\uba74, \uc0c1\uc704 5\uac1c \uae08\uc735\uc0ac \uc911 \uc804\ud1b5 \uae08\uc735\uc0ac\ub294 JP\ubaa8\uac74(JP Morgan) \ub2e8 1\uac1c \uae30\uc5c5\uc5d0 \ubd88\uacfc\ud558\ub2e4.<\/p>\n\n\n\n<p>\ud55c\uad6d \uae08\uc735\uc8fc \uc2dc\uac00\ucd1d\uc561 \ub610\ud55c \uc804\ud1b5 \uae08\uc735\uc0ac\uc5d0\uc11c \uae08\uc735 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc774\ub3d9\ud558\uace0 \uc788\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ud2b9\ud788 2021\ub144\uc5d0\ub294 \ub300\ud615 \ud50c\ub7ab\ud3fc\uc744 \uae30\ubc18\uc73c\ub85c \ud558\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc774 \uc0c1\uc7a5\uc744 \uc55e\ub450\uace0 \uc788\uc5b4, \ub354\uc6b1\ub354 \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \uc131\uc7a5\uc774 \ub450\ub4dc\ub7ec\uc9c4\ub2e4. \ucc38\uace0\ub85c \uce74\uce74\uc624\ud398\uc774\ub294 \uc774\ubbf8 \uc8fc\uad00\uc0ac \uc120\uc815\uc744 \ub9c8\ucce4\uc73c\uba70, \uce74\uce74\uc624\ubc45\ud06c\ub3c4 \uc0c1\uc7a5\uc744 \ucd94\uc9c4 \uc911\uc778 \uac83\uc73c\ub85c \uc54c\ub824\uc838 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:30px\"><strong>\ub9c8\ubb34\ub9ac<\/strong><\/p>\n\n\n\n<p>2008 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \uc774\ud6c4 \uae00\ub85c\ubc8c \uae08\uc735\uc0b0\uc5c5\uc740 \uc774\ubbf8 \ud601\uc2e0 \uc911\uc774\ub2e4. \uacfc\uac70 \uc804\ud1b5 \uae08\uc735\uc0ac \uc911\uc2ec\uc5d0\uc11c \ud604\uc7ac \uacb0\uc81c\uc0ac\ub4e4\uc774 \uc774\ub97c \ube60\ub974\uac8c \ub300\uccb4\ud574\uac00\uace0 \uc788\ub2e4. \uac11\uc790\uae30 \uc740\ud589\uc774 \uc0ac\ub77c\uc9c0\uc9c0\ub294 \uc54a\uc744 \uac83\uc774\ub2e4. \uac01\uad6d \uc815\ucc45 \ub2f9\uad6d\uc774 \uc774\ub97c \uac00\ub9cc\ud788 \uc9c0\ucf1c\ubcf4\uace0\ub9cc \uc788\uc9c0\ub3c4 \uc54a\uc744 \uac83\uc774\ub2e4. \ud558\uc9c0\ub9cc \uae09\ubcc0\ud558\ub294 \uae00\ub85c\ubc8c \uae08\uc735\uc0b0\uc5c5 \uc18d\uc5d0\uc11c \uae08\uc735 \ud50c\ub7ab\ud3fc\uc758 \uc131\uc7a5\uc744 \uc9c0\ucf1c\ubcf4\ub294 \uac83\uc740 \uaf64\ub098 \ud765\ubbf8\ub85c\uc6b4 \uc77c\uc778 \uac83\uc784\uc740 \ubd84\uba85\ud558\ub2e4.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\ucc38\uace0\uc790\ub8cc<\/h1>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/newsis.com\/view\/?id=NISX20200422_0001002608\">[\ub274\uc2dc\uc2a4] [\ucf54\ub85c\ub098 \uc774\ud6c4 \uc2e0\uc138\uacc4] \uce90\uc2dc\ub9ac\uc2a4 \uae09\uc9c4\uc804..\uae08\uc735\uc0ac\ub4e4 \ud540\ud14c\ud06c \uc804\uc7c1<\/a><\/li><li><a href=\"https:\/\/www.samsungpop.com\/common.do?cmd=down&amp;contentType=application\/pdf&amp;inlineYn=Y&amp;saveKey=research.pdf&amp;fileName=3020\/2020111608114497K_02_30.pdf\">\uae00\ub85c\ubc8c \ud540\ud14c\ud06c, \uae08\uc735 \ud50c\ub7ab\ud3fc\uc758 \ubb34\ud55c\ub3c4\uc804 &#8211; \uc2dc\uc7a5\uc758 \ud310\ub3c4\ub97c \ubc14\uafb8\ub2e4!<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc6b0\ub9ac\ub294 \ub298 \ub3c8\uacfc \ud568\uaed8 \uc0b4\uc544\uac00\uace0 \uc788\ub2e4. \ub3c8\uc744 \ubc8c\uace0, \ub3c8\uc744 \uc4f0\uace0, \ub3c8\uc744 \ubaa8\uc73c\uace0 \ub9d0\uc774\ub2e4. \ud2b9\ud788 \ub3c8\uc744 \uc0ac\uc6a9\ud560 \ub54c, \uac1c\uc778\uc801\uc73c\ub85c \ud558\ub8e8\uc5d0 \ucd5c\uc18c \ud55c \ubc88 \uc774\uc0c1 \ubc18\ub4dc\uc2dc \uc0ac\uc6a9\ud558\ub294&#8230;<\/p>\n","protected":false},"author":11,"featured_media":3882,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[1541,985,1543,1542,1545,1539,1546,1544,292,1540],"class_list":["post-3879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trend","tag-cashless","tag-paypal","tag-square","tag-1542","tag-1545","tag-1539","tag-1546","tag-1544","tag-292","tag-1540"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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