{"id":4007,"date":"2021-08-29T17:58:18","date_gmt":"2021-08-29T08:58:18","guid":{"rendered":"https:\/\/whatevers.io\/?p=4007"},"modified":"2021-08-29T18:00:09","modified_gmt":"2021-08-29T09:00:09","slug":"%ec%a3%bc%ea%b0%84-%ec%98%a4%ec%84%b8%ec%9a%a9-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81%ec%9d%b4-%ea%b0%80%ec%a0%b8%ec%98%ac-%ec%84%b8-%ea%b0%80%ec%a7%80-%eb%b3%80%ed%99%94","status":"publish","type":"post","link":"https:\/\/whatevers.kr\/?p=4007","title":{"rendered":"[\uc8fc\uac04 \uc624\uc138\uc6a9] \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774 \uac00\uc838\uc62c \uc138 \uac00\uc9c0 \ubcc0\ud654"},"content":{"rendered":"\n<p><strong>\ub9e4\uc8fc \uc54c\uc544\uc57c \ud560 \uc774\uc288\ub97c \uc640\ub808\ubc84\uc2a4 \uc624\uc138\uc6a9 \ud3b8\uc9d1\uc7a5\uc774 \uc815\ub9ac\ud569\ub2c8\ub2e4.\u00a0<\/strong><br><strong>[\ud3b8\uc9d1\uc790 \uc8fc]<\/strong><\/p>\n\n\n\n<p>\ud14c\uc774\ud37c\ub9c1\uc5d0 \uad00\ud55c \ub17c\uc758\uac00 \uc9c0\uc18d\ub418\ub294 \uac00\uc6b4\ub370 \ud55c\uad6d\uc740\ud589\uc774 \uc6c0\uc9c1\uc600\ub2e4. \uc9c0\ub09c 26\uc77c \ud55c\uc740 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\ub294 \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5\ud68c\uc758\uc5d0\uc11c 0.5%\uc778 \uae30\uc900\uae08\ub9ac\ub97c 0.75%\ub85c 0.25% \ud3ec\uc778\ud2b8 \uc778\uc0c1\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\uae30\uc900\uae08\ub9ac\ub294 \ud55c \ub098\ub77c\uc758 \uae08\ub9ac\ub97c \ub300\ud45c\ud558\ub294 \uc815\ucc45\uae08\ub9ac\ub2e4. \ud55c\uad6d\uc740\ud589 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\ub294 \ubb3c\uac00 \ub3d9\ud5a5, \uad6d\ub0b4\uc678 \uacbd\uc81c \uc0c1\ud669, \uae08\uc735\uc2dc\uc7a5 \uc5ec\uac74 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574 \uc5f0 8\ud68c \uae30\uc900\uae08\ub9ac\ub97c \uacb0\uc815\ud55c\ub2e4.<\/p><p>&#8211; \ub124\uc774\ubc84 \uc9c0\uc2dd\ubc31\uacfc<\/p><\/blockquote>\n\n\n\n<p>\uc774\uc5d0 27\uc77c\ubd80\ud130 \uacbd\uc81c\uc9c0\uac00 \uae30\uc900\uae08\ub9ac \uad00\ub828 \uae30\uc0ac\ub85c \ub3c4\ubc30\ub410\ub2e4. \ucf54\ub85c\ub098\ub85c \uae30\uc900\uae08\ub9ac\ub97c \ub0b4\ub838\uace0, \ud14c\uc774\ud37c\ub9c1 \ub4f1\uc73c\ub85c \ub2e4\uc2dc \uae08\ub9ac\uac00 \uc778\uc0c1\ub418\ub294 \uac83\uc740 \uc54c\uaca0\ub2e4. \uadf8\ub7f0\ub370 \uae30\uc900\uae08\ub9ac\ub97c \uc778\uc0c1\ud558\uba74 \uc5b4\ub5a4 \uc77c\uc774 \ubc8c\uc5b4\uc9c8\uae4c?<\/p>\n\n\n\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \ud6c4 \uc77c\uc5b4\ub0a0 \uc218 \uc788\ub294 \uc138 \uac00\uc9c0 \ubcc0\ud654\ub97c \uc54c\uc544\ubcf8\ub2e4.<\/p>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\">\uc608\uc801\uae08 \uae08\ub9ac \uc778\uc0c1<\/h1>\n\n\n\n<p>\uba3c\uc800 \uc608\uc801\uae08 \uae08\ub9ac \uc778\uc0c1\uc774\ub2e4. \uac00\uc7a5 \uba3c\uc800 \ucf00\uc774\ubc45\ud06c\uac00 \uc6c0\uc9c1\uc600\ub2e4. \ucf00\uc774\ubc45\ud06c\ub294 28\uc77c\ubd80\ud130 \u2018\ucf54\ub4dcK\uc815\uae30\uc608\uae08&#8217; \uae08\ub9ac\ub97c \uac00\uc785 \uae30\uac04 \uc804 \uad6c\uac04\uc5d0 \ub300\ud574 0.2% \ud3ec\uc778\ud2b8 \uc77c\uad04 \uc778\uc0c1\ud588\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\uc5b4 \uc2e0\ud55c\uc740\ud589\uc740 30\uc77c\ubd80\ud130 \uc608\uc801\uae08 \uae08\ub9ac\ub97c 0.2~0.3% \ud3ec\uc778\ud2b8 \uc778\uc0c1\ud558\uae30\ub85c \ubc1c\ud45c\ud588\ub2e4. \uc774\ub85c\uc368 \uc77c\ubd80 \uc815\uae30\uc608\uae08\uacfc \uc801\uae08 \uae30\ubcf8\uae08\ub9ac\uac00 1%\ub300 \ucd08\ubc18\uae4c\uc9c0 \uc62c\ub790\ub2e4. NH\ub18d\ud611\uc740\ud589\ub3c4 9\uc6d4 1\uc77c \uc608\uc801\uae08 \uae08\ub9ac\ub97c 0.05~0.25% \ud3ec\uc778\ud2b8 \uc62c\ub9b4 \uacc4\ud68d\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc778\ud130\ub137\uc740\ud589 \uce74\uce74\uc624\ubc45\ud06c\ub294 \ubb3c\ub860 KB\uad6d\ubbfc, \ud558\ub098, \uc6b0\ub9ac\uc740\ud589\ub3c4 \uc608\uc801\uae08 \uae08\ub9ac\ub97c \uc62c\ub9b0\ub2e4. \uae30\uc0ac\uc5d0 \ub530\ub974\uba74 9\uc6d4 \ucd08 \ub0b4 \ub300\ubd80\ubd84 \uc740\ud589\uc774 \uc608\uc801\uae08 \uc778\uc0c1\uc744 \uacc4\ud68d \uc911\uc774\ub2e4.<\/p>\n\n\n\n<p>\ud55c\uad6d\uc740\ud589 \uacbd\uc81c\ud1b5\uacc4\uc2dc\uc2a4\ud15c\uc5d0 \ub530\ub974\uba74 \uad6d\ub0b4 \uc740\ud589 \uc2e0\uaddc\ucde8\uae09\uc561 \uae30\uc900 \uc815\uae30\uc608\uae08 \ud3c9\uade0 \uae08\ub9ac\ub294 2020\ub144 5\uc6d4 \uc5f0 1.07% \uc774\ud6c4 \uc904\uace7 0%\ub300\ub97c \uc720\uc9c0\ud588\ub2e4. \uc9c0\ub09c 7\uc6d4\uc5d0\ub294 \uc5f0 0.91%\uc600\ub2e4. \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uacfc \uc2dc\uc911\uc740\ud589 \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \uc815\uae30\uc608\uae08 \uc0c1\ud488 \uae08\ub9ac\uac00 \uc5f0 1% \ucd08\uc911\ubc18\ub300\ub85c \uc624\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc740\ud589\uc774 \uc62c\ub9ac\ub294 \uac83\uc740 \uc608\uc801\uae08 \ub4f1 \uc218\uc2e0\ub9cc\uc774 \uc544\ub2c8\ub2e4. \uadf8 \ubc18\ub300\uc778 \uc5ec\uc2e0(loan)\ub3c4 \ud568\uaed8 \uc6c0\uc9c1\uc778\ub2e4.<\/p>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\">\uc8fc\ub2f4\ub300 \ub4f1 \ub300\ucd9c \uae08\ub9ac \uc778\uc0c1<\/h1>\n\n\n\n<p>\uc2dc\uc911\uc740\ud589 \uc608\uc801\uae08 \uae08\ub9ac\uac00 \uc778\uc0c1\ub418\uba70, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c(\uc8fc\ub2f4\ub300) \ub4f1 \ub300\ucd9c \uae08\ub9ac \uc778\uc0c1\ub3c4 \uc2dc\uac04\ubb38\uc81c\ub2e4.<\/p>\n\n\n\n<p>9\uc6d4\uc5d0 \uc624\ub974\ub294 \uc2dc\uc911\uc740\ud589 \uc218\uc2e0\uae08\ub9ac\ub294 10\uc6d4 15\uc77c \ubc1c\ud45c\ub418\ub294 \u2018\ucf54\ud53d\uc2a4(COFIX, \uc790\uae08\uc870\ub2ec\ube44\uc6a9\uc9c0\uc218)\u2019 \uae08\ub9ac\uc5d0 \ubc18\uc601\ub41c\ub2e4. \uc218\uc2e0\uc0c1\ud488 \uae08\ub9ac \ub4f1 \uc870\ub2ec \ube44\uc6a9\uc744 \ubc14\ud0d5\uc73c\ub85c \uc0b0\ucd9c\ud558\ub294 \u2018\ucf54\ud53d\uc2a4 \uae08\ub9ac&#8217;\ub294 \uc8fc\ub2f4\ub300 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uc0b0\uc815\ud558\ub294 \uc8fc\uc694 \uc9c0\ud45c\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\ub09c 19\uc77c \uae30\uc900 KB\uad6d\ubbfc, \uc2e0\ud55c, \ud558\ub098, \uc6b0\ub9ac \ub4f1 4\ub300 \uc2dc\uc911\uc740\ud589 \ucf54\ud53d\uc2a4 \uc5f0\ub3d9 \uc8fc\ub2f4\ub300 \ubcc0\ub3d9\uae08\ub9ac\ub294 \uc5f0 2.62~4.13%\uc600\ub2e4. \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c 2% \ub300\ucd9c\uc774 \uc0ac\ub77c\uc9c8 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n\n\n\n<p>\ub300\ucd9c\uae08\ub9ac \uc778\uc0c1\uc740 \uace7\ubc14\ub85c \ub300\ucd9c\uc790 \ubd80\ub2f4\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4. \uc55e\uc11c \ud55c\uad6d\uc740\ud589\uc740 \uae08\ub9ac\uac00 1%\ud3ec\uc778\ud2b8 \uc624\ub974\uba74 \uac00\uacc4\ub300\ucd9c \uc774\uc790 \ubd80\ub2f4\uc774 11\uc870 8\ucc9c\uc5b5 \uc6d0 \ub298\uc5b4\ub0a0 \uac83\uc73c\ub85c \ucd94\uc0b0\ud588\ub2e4. \uc9c0\ub09c 6\uc6d4 \uae30\uc900 \uc608\uae08\uc740\ud589 \uc2e0\uaddc \uac00\uacc4\ub300\ucd9c \uc911 \ubcc0\ub3d9\uae08\ub9ac \ub300\ucd9c \ube44\uc911\uc740 81.5%\uc5d0 \ub2ec\ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc815\ubd80\uc5d0\uc11c \uc6b4\uc6a9\ud558\ub294 \uc8fc\ub2f4\ub300 \uc0c1\ud488 \uae08\ub9ac\ub3c4 \uc624\ub978\ub2e4. \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac\ub294 27\uc77c \uc7a5\uae30 \uace0\uc810\uae08\ub9ac, \ubd84\ud560\uc0c1\ud658 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc778 \u2018\ubcf4\uae08\uc790\ub9ac\ub860&#8217; 9\uc6d4 \uae08\ub9ac\ub97c \uc804\uc6d4 \ub300\ube44 0.1%\ud3ec\uc778\ud2b8 \uc778\uc0c1\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ub807\uac8c \uc904\uc904\uc774 \uc778\uc0c1\ub418\ub294 \uae08\ub9ac\ub294 \uc2dc\uc7a5\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-wp-embed is-provider-\uc640\ub808\ubc84\uc2a4 wp-block-embed-\uc640\ub808\ubc84\uc2a4\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"SBLImWnFD1\"><a href=\"https:\/\/whatevers.io\/?p=3998\">[\uc8fc\uac04 \uc624\uc138\uc6a9] \ud14c\uc774\ud37c\ub9c1\uc774 \uc628\ub2e4<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;[\uc8fc\uac04 \uc624\uc138\uc6a9] \ud14c\uc774\ud37c\ub9c1\uc774 \uc628\ub2e4&#8221; &#8212; \uc640\ub808\ubc84\uc2a4\" data-lazy=\"true\" data-src=\"https:\/\/whatevers.io\/?p=3998&#038;embed=true#?secret=SBLImWnFD1\" data-secret=\"SBLImWnFD1\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\">\uc2dc\uc7a5 \uc704\ucd95 \uac00\ub2a5\uc131<\/h1>\n\n\n\n<p>\uae08\uc735\ud22c\uc790\ud611\ud68c\ub294 \uc9c0\ub09c 18\uc77c \uc0ac\uc0c1 \ucd5c\ub300\uc778 25\uc870 6112\uc5b5 \uc6d0\uae4c\uc9c0 \ub298\uc5b4\ub0ac\ub358 \uc99d\uad8c\uc0ac \uc2e0\uc6a9\uac70\ub798\uc735\uc790(\uc2e0\uc6a9\ub300\ucd9c) \uaddc\ubaa8\uac00 25\uc77c, \uc77c\uc8fc\uc77c \uc0ac\uc774 24\uc870 4542\uc5b5 \uc6d0\uc73c\ub85c 1\uc870 \uc6d0 \uc774\uc0c1 \uac10\uc18c\ud588\ub2e4\uace0 27\uc77c \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n<p>\uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \uae08\uc735\ucc44 \ub4f1\uc5d0 \uc5f0\ub3d9\ub418\ub294 \uc99d\uad8c\uc0ac \uc2e0\uc6a9\uac70\ub798\uc735\uc790 \uae08\ub9ac\ub3c4 \uc62c\ub77c\uac08 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ud604\uc7ac \uc2e0\uc6a9\uac70\ub798\uc735\uc790 \ucd5c\uace0 \uae08\ub9ac\ub294 8~9%\ub300 \uc218\uc900\uc778\ub370, \uc2dc\uc911\uae08\ub9ac\uac00 \uc62c\ub77c\uac08 \uacbd\uc6b0 \uae30\uac04\ubcc4 \ucd5c\uace0 \uae08\ub9ac\ub3c4 10%\ub300\uac00 \ub098\uc62c \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n\n\n\n<p>\ucf54\ub85c\ub098\ub85c \ud22c\uc790\uc790\uac00 \ub298\uba70 \ub808\ubc84\ub9ac\uc9c0\ub97c \ud65c\uc6a9\ud558\ub294 \ud22c\uc790\uc790\ub97c \uc8fc\uc704\uc5d0\uc11c \uc27d\uac8c \ucc3e\uc544\ubcfc \uc218 \uc788\ub2e4. \ube5a\ud22c(\ube5a\ub0b4\uc11c \ud22c\uc790), \uc601\ub04c(\uc601\ud63c\uae4c\uc9c0 \ub04c\uc5b4\ubaa8\uc74c) \ub4f1 \ub808\ubc84\ub9ac\uc9c0\ub97c \ud65c\uc6a9\ud55c \ud22c\uc790\uc790\ub294 \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \ub808\ubc84\ub9ac\uc9c0\uc5d0 \ubd80\ub2f4\uc744 \ub290\ub084 \uc804\ub9dd\uc774\ub2e4. \uadf8\ub9ac\uace0 \uc774 \ubd80\ub2f4\uc740 \uc2dc\uc7a5 \uc704\ucd95\uc73c\ub85c \uc774\uc5b4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ubc18\ub300 \uc758\uacac\ub3c4 \uc788\ub2e4. 2000\ub144 \uc774\ud6c4 \ud55c\uad6d\uc740\ud589 \uae08\ub9ac \uc778\uc0c1\uc740 \u25b2\uc911\uad6d \ub4f1 \uc2e0\ud765\uad6d \uacbd\uae30\uac00 \uae00\ub85c\ubc8c \uacbd\uc81c \ud638\ud669\uc744 \uc8fc\ub3c4\ud558\ub358 2005~2008\ub144 \u25b2\uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30\uc5d0\uc11c \ubc97\uc5b4\ub09c 2010~2011\ub144 \u25b2\ubc18\ub3c4\uccb4 \ud638\ud669 \uc774\ud6c4 \ubbf8\uc911 \ubb34\uc5ed\uac08\ub4f1 \uc804\uc778 2017~2018\ub144 \ub4f1 \uc138 \ubc88 \uad6d\uba74\uc774 \uc788\uc5c8\ub2e4.<\/p>\n\n\n\n<p>\ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \u25b22005\ub144 10\uc6d4~2008\ub144 8\uc6d4 \uae30\uc900\uae08\ub9ac\uac00 3.25%\uc5d0\uc11c 5.25%\ub85c \uc778\uc0c1\ub410\ub294\ub370 \uc774 \uae30\uac04 \ucf54\uc2a4\ud53c\uc9c0\uc218\ub294 20.74% \uc0c1\uc2b9\ud588\ub2e4. \u25b22010\ub144 7\uc6d4~2011\ub144 6\uc6d4 \uae08\ub9ac\uac00 2%\uc5d0\uc11c 3.25%\ub85c \uc624\ub97c \ub54c\ub3c4 \ucf54\uc2a4\ud53c\uc9c0\uc218\ub294 23.69%\ub85c \ud568\uaed8 \uc62c\ub790\ub2e4. \u25b22017\ub144 1.25%\uc5d0\uc11c 1.75%\ub85c \uc624\ub97c \ub54c\ub294 \ucf54\uc2a4\ud53c\uc9c0\uc218\uac00 17% \ud558\ub77d\ud588\ub2e4.<\/p>\n\n\n\n<p>\uacfc\uac70 \ub370\uc774\ud130\uac00 \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uace0, \ub2e8\uc21c\ud788 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774 \uc2dc\uc7a5 \uc804\uccb4\ub97c \uacb0\uc815\ud558\uc9c0\ub294 \uc54a\ub294\ub2e4. \ud558\uc9c0\ub9cc \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774 \ub9ce\uc740 \uc601\uc5ed\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \uac83\uc740 \ubb34\uc2dc\ud574\uc120 \uc548 \ub418\uaca0\ub2e4.<\/p>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\">\ub9c8\ubb34\ub9ac<\/h1>\n\n\n\n<p>\ud55c\uad6d\uc740\ud589 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\ub294 \ud1b5\ud654\uc815\ucc45 \ubc29\ud5a5 \uacb0\uc815\ubb38\uc5d0\uc11c \u201c\ucf54\ub85c\ub09819 \uad00\ub828 \ubd88\ud655\uc2e4\uc131\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\uc73c\ub098 \uad6d\ub0b4\uacbd\uc81c\uac00 \uc591\ud638\ud55c \uc131\uc7a5\uc138\ub97c \uc9c0\uc18d\ud558\uace0 \ubb3c\uac00\uac00 \ub2f9\ubd84\uac04 2%\ub97c \uc0c1\ud68c\ud558\ub294 \uc624\ub984\uc138\ub97c \ub098\ud0c0\ub0bc \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.\u201d\ub77c\uba70 \u201c\uc55e\uc73c\ub85c \ud1b5\ud654\uc815\ucc45 \uc644\ud654 \uc815\ub3c4\ub97c \uc810\uc9c4\uc801\uc73c\ub85c \uc870\uc815\ud574 \ub098\uac08 \uac83\u201d\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n\n\n\n<p>\uc989, \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc774 \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uac00\ub2a5\uc131\uc744 \ubcf4\uc778 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ubd84\uba85\ud55c \uac83\uc740 \uc9c0\ub09c 2020\ub144 \uc2dc\uc7a5\uc774 2021\ub144\uc5d0\ub3c4 \ubc18\ubcf5\ub418\ub9ac\ub780 \ubcf4\uc7a5\uc740 \uc5c6\ub2e4\ub294 \uac83\uc774\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc5b4\ub5a4 \ubcc0\ud654\uac00 \uc788\uc744\uc9c0\ub294 \ub193\uccd0\uc120 \uc548 \ub418\uaca0\ub2e4.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\ucc38\uace0\uc790\ub8cc<\/h1>\n\n\n\n<ul 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href=\"https:\/\/www.news1.kr\/articles\/?4415925\">\ud55c\uc740 \uae30\uc900\uae08\ub9ac, \uc5f0\ub0b4 1%\ub85c \ucd94\uac00 \uc778\uc0c1\u2026\ub0b4\ub144\uc5d4 1.25% \uc804\ub9dd<\/a><\/li><li><a href=\"https:\/\/www.sedaily.com\/NewsView\/22QCPI9XM0\">\uae08\ub9ac \uc778\uc0c1\ub3c4 \uc804\uc5d0&#8230;\uac00\uacc4\ub300\ucd9c \uae08\ub9ac 21\uac1c\uc6d4\u4f86 \ucd5c\uace0<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ub9e4\uc8fc \uc54c\uc544\uc57c \ud560 \uc774\uc288\ub97c \uc640\ub808\ubc84\uc2a4 \uc624\uc138\uc6a9 \ud3b8\uc9d1\uc7a5\uc774 \uc815\ub9ac\ud569\ub2c8\ub2e4.\u00a0[\ud3b8\uc9d1\uc790 \uc8fc] \ud14c\uc774\ud37c\ub9c1\uc5d0 \uad00\ud55c \ub17c\uc758\uac00 \uc9c0\uc18d\ub418\ub294 \uac00\uc6b4\ub370 \ud55c\uad6d\uc740\ud589\uc774 \uc6c0\uc9c1\uc600\ub2e4. \uc9c0\ub09c 26\uc77c \ud55c\uc740 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\ub294 \ud1b5\ud654\uc815\ucc45\ubc29\ud5a5\ud68c\uc758\uc5d0\uc11c 0.5%\uc778 \uae30\uc900\uae08\ub9ac\ub97c 0.75%\ub85c 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